johnsocs

The ability for them to sell products online and support curb side pickup.

When you sign up you agree to the fee being broken up in installments. I think they have spelled it out pretty clearly, actually one could consider it ‘free’ financing in a sense. While I don’t like what they have done I don’t see what the big deal is with it.

Determine the root of what gives you anx, is it the not working, not being able to provide, keeping the family afloat? Ways to manage it: Live below your means, diversity your family employment, meaning see if your spouse can be in a different industry that has a different risk profile and save for the rainy day. The feeling won’t ever go away but you can do your best to prep for worst.

Lastly, keep your eyes and ears open. If your company is struggling change jobs on your terms before you take the hit. Good luck.

Over the last year or two I have noticed that a bit more care and scrutiny needs to be put in to a seller and product review before I make my one click purchase. Overall I do think they would get more out of me as a consumer if the market place was a bit more locked down. In some ways it's starting to look like ebay or aliexpress

One possible solution is to have a business partner in the US manage this part of the business. I'd be interested in learning more about what you are doing.

How about (C):

1. While in school build and release a small project to highlight your current skills.

2. Interview for jr. positions that match your your interest.

3. Earn a wage at your new job with your jr. position.

4. After holding that position for 6mo - 1yr leverage your benefits to finish our your degree on their dime.

5. Complete your degree and continue to hold your position to see if things change..

6. If no action is taken by your employer find a new position that will meet the pay for your new earned degree plus experience gained.

Perhaps this is not the answer you are looking for but I wouldn't start a business just based on how much money I had in my pocket. I'd start a business based on what markets are within my reach, based on connections, skills etc..

Myabe you were asking what those were?

Just so people have a idea what 'shelling $$$' means, pricing available here: https://goo.gl/GYeMsH

Focus on the demographic of the people who need this tool.

For example get in with colleges and universities particularly those in areas where public transit is not accessible.

I'm actually a YNAB user. My wife and I started using it recently and really enjoy application. The budgeting system works perfect but there are a few features I wish it did have.

1. Target goals - Take the thinking out of saving for a target, you should be able to tell the system I want to save x in y time and it should tell you exactly what you need and if you adjust your budget when the new target date will be.

2. I want to be able to enter my bills into the system when the arrive at my house and have it remind me to pay them X days before they are due. I don't want the paper bills sitting on / in my desk until I pay them (QuickBooks can do this).

Also checkout: https://www.everydollar.com/

I believe Dave Ramsey and his people have put this together is free unless you want bank connection BUT still makes the end user think and do some work. I a totally automated system is BAD as people put their fiances on autopilot.. this SHOULD require some work.

I'd like to know what type of support and skill set you are looking for in a co-founder. I'm a tech guy who really gets excited about health and fitness some details would be excellent.

Have you considered in those situations stating that with the limited requirements and storyboards that you would quote them per hour say 100/hr?

In general I'm on board with the idea that you should use the language and development platforms that you are best at, this will provide a great advantage. This idea goes out the window in situations where the platform cannot meet the requirements of your system.

Lastly I'm of the feeling that learning a new language is going to really impact your ability to put best development practices in place as you will be working to overcome 'basic' hurdles like learning the system API, stack, conversions, etc...

Just about all the widely public 2 factor schemes out there leverage cell phones via SMS or another route, they all require your device to be some battery life.

You could still say this is 2-factor, I know my phone PIN, and I have my phone. It's interesting, yet not for me.

I'd rather keep with the SMS PIN's as part of my two-factor auth, no third party app required, no lost private keys.

Most people who jump on the 2-factor band-wagon care more about security then speedy access. They are willing to carry an extra device ( smartphone, smart card, USB key, etc... )

A few things that get me out of bed in the morning:

* Looking forward to spending time with my children ( post work, or all day on weekends )

* Known exactly what I have to accomplish that day ( task breakdown )

* Exercise, I really enjoy known that I'll have time to workout, this goes with having a schedule.

* Interesting problems to solve at work ( related to task breakdown I suppose )

I'm inclined to disagree with this comment: The OP is simply saying that they have a developed skill-set and expertise with Java. This goes a very long way about saying who they are. I can assume they have good working knowledge of the Java language in addition to some great tool sets. Lastly having a specialty is never a bad thing.

Designing a radar beam scheduling algorithm

C is old ? I'm a 31 year old developer and I really enjoy working in C, maybe I'm just old ;)

> A house for the kids.

Could mean a house big enough to support the family.. a studio wont do the job and to support the average family of 4 you'd need at least 3 bedrooms, maybe 2 of they are both large but that gets into other issues..

A GigaPan type device.. http://www.gigapan.com/

'It's basically larger more sophisticated apps, which is great and I am learning a lot.' - Please describe the issue here..

Chances are once you are gone the business will continue as usual. Maybe a few things will come up that your former colleagues wished you were still there to address, yet once you walk out that door on your last day it's no longer your problem.

Button up your projects, do your brain-dumps, exchange contact information with the people you'd like to work with again, grab your personal belongings and head out.

Congratulations, and best wishes on your new adventure!

Fork, fix and contribute.

It may not be hard to make, but a lot of people can't make it, lacking the skills, knowledge, or experience.

I too understand the motivation of the project yet.... IMO if you can't trust the person you are having a conversation with then don't have it.

Great job at building something people are using, although it's not something I'd use.

I fully understand the idea of using peer to peer keeping costs down etc.. my review was just from a users POV.

When using the service to quickly send a file to a coworker or customer I would not expect them to download a 'downloader' to get my 'attachment'

My thoughts:

1. I opened the web site and said ah, this looks pretty cool, I installed the software and thought, eah.. okay I'll install it even though I really don't want to install anything.

2. Upload was simple after signup.. I understand you have to do the signup thing to validate people somehow.. so for my test I sent a small file to myself..

3. Got the email to download it saw the link and tough ah sweet, just click it.. and was presented with the exe download.. hmm another thing to install to download the file... I thought, nah, not worth it, I don't want this thing anymore, form there I deleted the client.

You need to make it simple to share with people who don't have the downloader, you can't expect people to install something to download files they were sent.

Keep it free yet cap files to say 1MB for free users or something simple.. Paid users ~$5/mo get 2GB uploads..

I strive to understand the proper way to use the tool to make it work, most of the time I don't really care how the tool works as long as I understand the best and most efficient way the tool was indented to be used.

If later I have a strong desire to understand how it works I'll dive in, but most software tools I don't care to know.

I don't really care about the detail inner workings of my car.

Scott -

I'm sorry you feel this was a 'leech' post. The fact is I don't have any RSS feeds and was actively seeking great feeds to subscribe to that meet the interests of readers of HN. HN followers I assume have similar interests given the content of the site, so I guess I figured it was a great place to 'leech' some links.

Regards,