mntwiddler

Maybe there is somewhere else I could direct this question?

It is definitely a wanting to own my own business thing. I wouldn't say I am great at sales. Actually part of my fear of doing this full time is that I won't be able to generate enough revenue. I really just don't know the correct process to hunting out and getting sales from business's.

I really like the idea of standardizing my services and pricing and it is something I have thought about. However, I charge my clients on a time and materials basis. If they come back 10 times with revisions because they are going back and fourth on a decision I don't want to eat that time.

The bottleneck is what concerns me the most. I would have to hire someone else, pay them a good salary, and train them to do what I do if I don't want to be the bottleneck. Finding a quality person and training them doesn't concern me as much as paying them. My margin % is pretty good but I am not billing out at $100 an hour. So that worries me.

Definitely an issue. However if a card has been reported stolen wouldn't it just be deactivated and not work whether it was used at an at home swipe or swiped at a business?

Auto-form filling is cool and helps the situation but what about NON technical individuals who wouldn't understand how to use that or people who don't understand plugins? How about if your purchasing something on a company card vs. a personal card? What if you have multiple cards?

Wouldn't just being able to swipe be a whole lot simpler?

I think the whole push to go "card-less" or "wallet-less" is awesome and will eventually happen but what about the millions of people who won't do that for a really long time?? Cards maybe eventually die (I hope they do) but I still think they will be a prevalent of payment processing for at least the next 7-10 years.