What is QALY?
718 karma · joined July 30, 2010
Interest rate policy is not singularly to blame for the housing crisis, just as it wasn't in 2008.
The issue in 2008 was lack of internal enforcement at banks or by federal regulators of interest rate products.
In the case facing us today it is less to do with Fed policy, more to do with land use policies that have made housing construction literally illegal.
Jump imagines the seller cares about their long-term reputation for honoring their offer as a market-maker.
He could not give a hoot.
A verbal or written counteroffer is not a contract. How long does Jump imagine they have to accept counteroffer? Eternity? Silliness & slimy legal jiu jitsu.
Quoting on-demand loan pricing with clearer upfront payment amounts is more intuitive to consumers than “putting it on the credit card”.
Looks like actual average in the US is ~64 y/o:
https://crr.bc.edu/wp-content/uploads/2018/05/IB_18-10.pdf
I would worry more about age-ism, but I earnestly see very few "senior" candidates period (i.e. >35 y/o+) at all.
It may speak to where I've worked, but I think it also speaks to how young the field still is.
Once engineers hit their 30s I think the job-hopping rapidly slows down.
I remember feeling concern about the local SF job market at the time, it was totally unfounded.
The demand for software engineers that can ship product is very deep.
FAANG engineers might not like the non-FAANG offers they might get at smaller firms, but they are solid jobs & you can easily retire on the timeframe set by the previous generation's yardstick (62-70 y/o).
While it would be nice if more people could get a first foothold in real estate ownership & wealth-building by buying a share of a condo building, they just aren't quite there yet on the wealth curve.
Ten years later they are a $73 billion market cap publicly traded company.
I would call that the opposite of a "fail"
A piece of paper changes nothing, only in the legal system in which you operate.
It is hard for them to open the terminal and execute their application JAR from the command line--only ever from the IDE. Oh wait--they need Tomcat/Apache & a few hours of dealing with classpath issues.
Literally nobody cares. No consequences, nada.
> This must lead to a lot of problems which I'll only face after ramping up, but even onboarding is painful if you don't have e.g. clear automated testing set up.
Maybe you'll learn why this is not the case after several months of working in your new role.
Bring your own templating engine, ORM.
> EXPERIMENT: If you prayed to a god last week, try praying to a different one this week and see if you notice a difference
I don't think perpetual subscription pricing is a match-making model folks are interested in--as evidenced by the models that exist today in the market.
I think that the reason bounty-based isn't widespread is that it's too easy to defraud--similar to a subscription house-cleaning service losing customers who go "off-platform".