nakulkothari

There are broadly two kinds of checkout experiences for most payment methods. The SDK flow is where your payment page has the SDK of the processor embedded for a more native experience.

The redirection flow is when you break from the flow of your website and use the processor’s hosted checkout page. It is worth putting in the extra effort to blend the payment page until the end of the checkout experience to not lose your customer’s flow of attention. PayPal one-click checkout button is an example of paypal’s SDK flow.

You actually don’t need the user to reach the final checkout page with all these icons and progressive disclosures for checking out with Paypal

It is with the risk rules. If a transaction is considered risky due to amount, location, customer pattern etc, Stripe/ issuer would need more details to lower the riak during Authorization

Given tokenization is useful for merchants, does it come at an added cost (over & above the usual Stripe charges)? Would the added cost offset the chargeback costs that companies usually face?

surely FedNow will be a game changer but still it is 1 or 2 years away. And it will support account to account transactions. Need of credit would still be there :)