oldManRiver

Ban away then.

Don't worry about it man, everyone fucks up.

I'm on startup #8 and I've learned something at all the prior jobs and startups to do and not to do.

Experience is sometimes learned the hard way, being a hardheaded person myself, this is my preferred course :-)

I negotiated flex time at my current job, as I have for every job since 1999.

After 6 weeks they told me I couldn't have flex time anymore but wouldn't give me the pay cut I took to get it. So now I leave early every day at different times and "work" from home once a week.

I haven't done any real work for them in over a year and a half because of the flex time fiasco. I keep waiting for them to fire me but I'm friends with my boss so he's protecting my job, which is hilarious, but that's how shitty this company is.

JCL, 360/370 ASM, COBOL.

They were still teaching this shit at my school in the 90s. Encouraged you to take COBOL II because "there's so much old code around you'll always have a job" (left out the part about a job you'd rather kill yourself at).

Peter Gibbons was updating code for the Year 2000 switch over.

Having a 206MHz ARM iPaq in ~2003 blew my mind. I had the addon pack for the back and used it over WiFi without issues.

Built and sold several applications for it as well, so easy to develop for as well.

Hell you couldn't even install apps when the iPhone came out, so if you were using what was at least 5 year old technology it's no wonder you found the iPhone to be a better experience.

I bet you think the iPhone was better than the Newton too eh? Kudos on flying to SF instead of just having one shipped to you.

I had an iPaq and it was better than the early iPhone by far. PocketPC just needed a touch interface instead of the pen.

Although the pen allowed a lot of fun games. There was a tennis one I really enjoyed.

How it looks or how it performs? I'll take a Thinkpad every day of the week over a fucking POS that can't even get the keyboard to reliably work.

Not to mention, don't comment too much, nor go off the norm to foster discussion at all.

If your assets will be over 5.4 million (the current exempt amount from estate taxes) for a couple you should have a trust, if you're no where near that, then yes, a trust for your home alone is pointless. The business write-off part still stands.

Incorporate. Seriously.

Setup a corporation owned by a trust, all your assets go into the corporation. If you have a catastrophic life changing event, your base will be secure.

You can also rent your home back from yourself and write off things you can't do as a homeowner (depreciation, upgrades, interest, etc.).

Moving your assets to their own entity is how you protect them. Should something go wrong, you have no assets for them to come after as they're owned by the trust. You can use your lifetime estate giving to help avoid taxes on the first few million. Plus if you're putting things in there before they've appreciated over decades, it will be at a lower cost basis as well.

Discuss this with an accountant and attorney that understands trusts and the tax implications of course.

I worked in the "east cut" apparently. Outside of the Leaning Tower of San Francisco I don't remember a lot of people living in the area. Maybe they were farther south.

I got on reddit in 2005, before you could comment.

Got on thefacebook as well in 2005 because the college kids in my classes (taking for fun as an adult) told me I needed to be on there to get invited to parties and so they could write on my wall. Good times.