ryanjmo

Last week my PayPal account was "permanently disabled" this also happened to two of my friends at the same time. Is anyone else going through this right now? When I looked it up on Reddit it seemed like a widespread error that started last week. Could it be related to this? Are there any steps I should be taking to try to get my account back? Any help here would be really appreciated.

I am blocked from discord also.

I really didn't like this line of the article. "This stuff isn’t easy, and before we get to a world with zero traffic deaths, we’ll—briefly, I hope—have to increase the number of traffic deaths just a little. We feel really bad about that."

Reason being, while satire the rest could hold true. Mistakes will happen from cars, but mistakes happen from people anyway. Now this line quoted above is just incorrect. The average automated driver is going to cause many less deaths and the average human driver. That is the thing that is so frustrating about this type of talk putting down automated driving. Automated driving (from my understanding) is already safer than human driving, we just don't accept deaths from automated driving but we do from human driving.

The line seems more correct if it was written: "This stuff isn’t easy, and before we get to a world with zero traffic deaths, we’ll—briefly, decrease the number of traffic deaths, but not to zero and mistakes will be made. We feel really bad about that."

That is certainly a more true statement than the one in the article.

Yeah no worries. It is the truth.

Facebook ads have brought some of the most positive products and positive changes to my life. Sometime I literally go on Facebook just for the ads to see what else is out there for me in terms of personal development and life improvement.

I started my current business originally from a program I bought through Facebook ads. I spent a half a year following Tony Robbins around, which had a huge positive impact on my life thanks to a Facebook ad.

I recently got out of a funk due to a Facebook ad for a support group of people going through what I was going through.

I would be really sad to see Facebook ads go and I don’t think there are other places I would have found these services that I did find.

I can honestly say, I don’t know where my life would be if there were not Facebook ads, but I do not think it would be in such a positive place for sure..

If we use a reasonable definition of hard, like what percentage of the population can learn a task/skill/subject. We could say the smaller percentage of people that can do a task/skill/subject the harder it is.

And the larger the percentage of the population can learn the task/skill/subject the softer it is.

With this definition we can still use the words hard and soft and I don’t think it changes too much how we use them now.

And then any social consequences that come from the use of the words would just be inherent based on a reasonable definition.

This is not good advice. If you set things up correctly you should set it up as an s-corp to maximize your tax savings.

If you have an s-corp, you won’t have to pay self employment tax, which is 15% on all of your profit and all of your salary if you just stay an LLC without an s-corp election.

With an s-corp you are advised to pay yourself a reasonable salary as a w2. That salary is the only thing you will need to pay that self employment tax on. That salary should be as low as you can justify. Here is info from the IRS about how to go about calculating that.. https://www.irs.gov/pub/irs-news/fs-08-25.pdf

I would imagine you could easily justify $50k-$75k as your salary, but you’d have to put the time in to calculate it.

If you were to do this based on $54k a month, you are saving about $90k a year on your taxes. The less you pay yourself a w2 the more you save.

If you set up like this, which is the way you will save the most on your taxes, then the amount you can contribute to your retirement account, ie solo 401k for you in this situation is approximately 50% of your w2 income because how much you can contribute is tied to your salary. For a $75,000 salary that max you can contribute is $38,250. Sure feel free to put that into your Solo 401k.

But that should be an after thought to saving the 15% self employment tax.

By putting money into a 401k it is not tax free only tax deferred, this means you will pay taxes on it eventually. If you think you may make more in retirement than you are now it makes this deal way less sweet. I know I’m planing on making more then.

Also, hiring a spouse is again a terrible idea here, because you are going to then pay 15% self employment tax between the two of you. 7.5% each.

Sure if you are an LLC and didn’t take your s-corp election then this makes sense. But if you did, hiring your spouse will be an extra 15% tax on his/her salary, since all of your profits won’t have that 15% tax on them.

And for what reason.. so you can put it into a tax deferred account you will need to pay taxes on eventually.

The very first thing you do when you start to make real profit is to take an s-corp election. There isn’t even an argument to this.

Telling the poster to do anything beyond taking a s-corp election first is doing him a huge disservice and costing him around $90k a year.

Are you a solo owner? You need to take an s-corp election and you do not need to pay yourself that type of salary. At most you should pay yourself $54,000 a year.

The reason is money that goes through an s-corp you don’t pay self employment taxes on. Salary you do. That is 15%.

You wouldn’t need to pay yourself more than $54,000 without the government getting upset.

Right now, based on $54,000 a month you are losing about $90,000 a year not being structured like this.

The rest of the money, you can just transfer to your personal account and do whatever you want with. It is all your money as a solo owner, so if you want it just send it to yourself.

I’ve been through this exact situation before and I’m currently a tax strategist and help people with this type of stuff everyday.

When we had all that extra money, I moved to Asepn Colorado and had a bunch of fun skiing and living it up.

You can do whatever you want with the money, but please get your s-corp election set and stop paying yourself $14k a month.

If you want help reach out. I think my email is still in my profile.

Something like this has made sense to me the whole time. What do you all think?

In the US you can do "plumbing service" without a license. So that is any repair basically. You just can't do installation, so no new construction. However, there is plenty of business in service and I like the work better than installations.

It's funny it feels like a 'downgrade' as it is more lucrative. It is also really fun. You feel like a superhero when you show up at peoples house and rescue them from their problem (which if you are a plumber is often serious). I also noticed that we did a fair bit of almost counseling when we showed up at peoples houses, which also felt great. It got me out of the house and meeting people. To me it seems like a good noble career.

And let's not forget what Einstein said.. "If I would be a young man again and had to decide how to make my living, I would not try to become a scientist or scholar or teacher. I would rather choose to be a plumber or a peddler in the hope to find that modest degree of independence still available under present circumstances."

I’m trying to find a job right now and it isn’t going well. I have my PhD in computer science and I’ve run my own bootstraped company before and took it to over a million in profit for a couple years. I want to find a job as a engineering manager or something similar, but the feedback I’m getting is I don’t have enough corporate experience for that type of job, because I’ve just been doing my own thing for so long. I could find a job as a programmer, but I really don’t want to. After running my own company, I just like management better. And I know I wouldn’t enjoy programming for someone else for 8 hours a day.

So, I’m currently starting a tech business, but it is just going to take a bit to get started and it may not work. So in the mean time, I’m going to work on starting a plumbing company. I live in an affluent community and I think I can get the plumbing business to $400k-$500 a year, with just myself and a van. I’m going to just hire a plumber to take calls with me until I get comfortable going on calls on my own. I apprenticed this fall with a plumber; I like the work way more than programming and got an idea of how much I could expect to make. Which is way more than I could make programming for someone.

Thinking back on it, as my PhD was finishing up, I was having trouble finding a job, which was one of the things that pushed me to start my own thing anyway.

So I guess not being able to find a job and starting my own thing is something I have done a few times now. It is way more motivating to start something when you have no other good choice.

Hey! It sounds like both your consulting and budding start-up are very interesting. I'm looking to get into consulting. Python and SQL and my specialties.

If you want to cut back on your consulting perhaps I can try to take some of the work off of you. I could work under you at half your price $140/h, so you could spend more time on your start-up and still be making money from your consulting and keep your clients. It makes sense for me as it would be a quick way for me to get into consulting and it seems like you already have the workflow, etc down.

Or perhaps you would want to work with someone on your startup. I have had a few successful start-ups over the years.

You can check my LinkedIn and my email is in my HN profile. Get in touch if you are interested!

Are you sure the one who is sponsoring the trip doesn’t get to keep the IP to the art that is being created from it?

These will be artists who are already famous and have fans and distribution channels and will be able to sell there art for lots of money, probably helping pay for the trip. Also their art will be viewed by many people, so it will impact many people that way. So it is significant in that way.

Well it got me to click on it. Which in the end I’m pretty happy about; it was a very interesting article. Can clickbait be justifiable if the end product is good?

I ski a lot and work very lightly on things that interest me. I would like to have kids as well.

Why isn't it then more expensive to hold and transfer then? Seems like those should be correlated.

A stop with an arrow is not sufficient as it puts the decision of when to turn on the driver of the car, instead of being dictated by the light as is the desired behavior...

Whether or not there is a sign, you still need the light.. A sign is not sufficient as it puts the decision of when to turn on the driver of the car, instead of being dictated by the light as is the desired behavior...

It is definitely true that a sign was improve the drivers understanding and be helpful, however the light is still necessary. Stop and yield is not sufficient... that puts the decision of when to turn on the driver of the car, instead of being dictated by the light as is the desired behavior...

I still see this as the only way to communicate correctly the rules of the intersection. And yes, add a sign as well to let people know they can only turn right.

I came across a light like this once and noted it. After some thought though I realized that it actually makes perfect sense. The goal of the light is to never let people go straight and people can only turn on a green arrow. It is the only logical output for this goal as far as I can tell. If it were just a red arrow and a green arrow, without a full red people may think they can go straight, because there is no light preventing them explicitly. It's pretty funny.

This seems like this is a misleading way for these researchers to present their results.

Yes, there study did show that young blood can not stop the effects of old blood.

However if someone were going to get transfused with young blood the amount of old blood in their system would decrease, so then, presumably, you would see anti-aging effects.

I don't know why they didn't present the research like that. It seems like they don't want to say it or I'm just missing some logical step in my thinking.

Well, right now, my whole company (plus wives and girlfriends) and I are on our way to burning man.

We also live in Aspen, and my lead programer is a huge skier, so it is a unique and fun opportunity for him to ski and live in Aspen.

Also, I pay them competitively and give them a profit share.

We have a lot of fun and have a lot of fun at work trying to grow the business too, because it's good for everyone.

I was in a very similar position to you about 2 years ago. I was running a company on my own doing great with revenue and profit. Currently, I have a 6 person company.

The way I ended up expanding was first starting to work with one other really great person. I ended up needing a professional sales side to the company and Lizzie came in and did that. She was also better and more experienced than me at hiring and managing others, so luckily, she was able to hire the person that is now my lead programer as a second critical hire.

Then we hired on two more developers.

During this time, the people I had that were "helping me with my chores" originally did more and more of that and began helping with other random areas of the business, and they became full-time employees.

At some point, one of our developers left.

So now it is me, Lizzie, our lead developer, a jr developer and two assistants who help with sales and chores.

I love it so much more than being on my own. It wouldn't even be necessary for me to program anymore, but I do when I want something done or it just makes sense for me to do it or I'm just trying to make the business better. My point is that my lead developer is so good, I can trust him to do a great job on any idea I have. It took a while to get to that point, but now that it's happening, it's awesome.

Lizzie now does so much on the business end (and has taken over most of my emailing) that I have freed up a ton of my time.

I now get to look at the bigger picture, figure out how to expand the business, manage people and have fun.

I think by far my favorite part about all this, is that now all I have to do is have an idea and I know that I have a team behind me that can make that idea happen. Also, I can go on vacation.

It seems to me that if you are making $2M, then a couple of really good employees at $125,000 should be able to help you bring in more money than they will cost.

I hope my story helps you. I think it worked out really well for me. I didn't really have a plan, I just got lucky in many ways, but I was also always paying attention and I trusted myself to know when someone was right to work with and when someone was not right to work with. In general, if I had to give advice from my personal experience, it would be to hire the best people you can. Make sure they are remarkable. And get rid of people that you have any issues with or aren't that good.

The purpose of a sales broker is not to get more money. We have plenty of cashflow.

The purpose of a sales broker is get your company in front of perspective buyers, who would have interest in an acquisition of your company and help with the sale.

Where is the current best place to buy the book in an electronic format?

(Aspen, CO): LOLSpots.com is looking for an ON-SITE bright programmer to join our Aspen-based team. Computer programming experience/education, a college degree, willingness to learn, adaptability to a fast-paced work environment, and a love of skiing or dirt-biking are all requirements. LOLSpots.com is a social traffic source for entertainment, pop-culture, and other media websites - visit lolspots.com for more information.

Contact lizzie@lolspots.com if you think you would be a good fit!

I buy and sell traffic to media companies on Facebook.

Haha, like I said, I too have been surprised at the general lack of negative feedback this has been getting when I have brought it up to family, friends, acquaintances, etc.