1,241 karma · joined November 30, 2012
import base64 base64.b64decode('c3RlcGhlbnMuanNAZ21haWwuY29t')
Basically it's not obvious to me if this GC improvement widens Mono's lead over .net GC performance, brings Mono close to matching .net's lead, or brings Mono from terrible to merely bad in comparison to .net.
I think you would have problems doing this with investors doing the decision making; I would imagine you'd need to spend at least 10 hours per company invested to make a remotely informed decision; people aren't going to want to spend hours making a decision about a $50 investment. If you get the time commitment much lower, it will probably be a huge magnet for fraud.
With a manager-based decision making process, I don't think the JOBS act affects the legality much. You'd probably need to house the decision-making in a registered investment company, which will probably cost you at least $50k/year in compliance costs. Getting even 1 remotely qualified manager would probably cost you $200k/year. I don't know that people are going to be as excited about the idea when they hear the expense ratio is 25%/year.
To make it work, it seems to me you would need a national-level parent organization to amortize compliance and legal costs, and (qualified) volunteer decision makers.
It's already normalized for workforce size.
Source: https://www.csmgroup.com/trir-a-key-safety-performance-indic...
Writing a LOB app with 4 expected users all located in the same location, and expected storage requirements of a gigabyte a year? Go with a traditional DB, add replication if you need high availability, make and test your backups, done.
Writing the new Facebook weknoweverything app that captures smartphone audio and video continuously for all users at all times, automatically transcribes all conversations and produces AI-driven summaries of all video, all of which are saved forever and highly searchable? You're going to need a highly customized data storage architecture to have a prayer of keeping up with that data.
Somewhere in between? Some of those are good candidates for Spanner. Some aren't.
So I would say Zestimates are clearly illegal according to the plain text of the law. However, I suspect this is one of those laws where a judge would find a convoluted reading to support his or her gut opinion that finding Zestimates illegal is ridiculous. I think you could also make a pretty reasonable claim that the freedom to form an opinion about the value of something is an unenumerated, but nonetheless inalienable right, and therefore the law is unconstitutional.
Not a lawyer.
Lack of focus has a real cost, even to large companies. It's the difference between polished slick software, and a design-by-committee mess.
It's sort of in the middle. They have plenty of retail customers for sure, but they also have hedge fund and proprietary trader accounts. I doubt you would find a single hedge fund among Etrade customers.
> On what basis are you calling it most expensive though? It's much cheaper than any other brokerage I know when you look at fees holistically.
It's much cheaper than most retail brokerages. It's more expensive than firms that cater to professionals; for the most part those firms don't put their pricing on their website because they're individually negotiated with each customer. Some example firms: all the big banks, Apex Clearing, eRoom Securities, TJM Institutional Services. For the banks you're probably looking at a minimum $20 million account size just for them to accept you as a customer. The smaller players require $1-$5 million for decent rates, but might accept smaller account sizes.