stanleydrew

I made this to solve a problem I have regularly with my side projects, which is that I often need a phone number to sign up for some service (e.g. PayPal) but I've already signed up with my personal number.

Anyway I hope some of you in similar situations might find it useful. Let me know if you have feedback or comments here or via email to hello@oneway.tel

You don't need an excuse, but if you have one then management can save face. The theory would be it's a lot harder to hire people in the future if everyone thinks you're bad at management, and much easier if everyone just thinks you got unlucky with market timing.

It's not "purely up to the lender." It's agreed upon in a mortgage contract, which the borrower signed. Both parties decided that it was a good idea, otherwise there wouldn't have been an agreement.

If you read your mortgage contract I'm pretty sure you'll find a clause related to what your rate is based on if LIBOR is no longer available.

But isn't profit the point of any company? If you're going down a path that doesn't lead to profit, you'll fail whether Google follows you or not.

Just FYI you don't actually have to purchase title insurance. Your lender will require you to purchase it on their behalf, but if you are buying property without a lender there is no requirement to have a policy.

Your title/escrow representative will definitely throw a bunch of FUD at you if you decline to purchase though, cause it's a very profitable product for them.

I think you're not wrong that some artists are actually getting paid whereas they wouldn't have were NFTs not a thing. But I think you might be wrong about the "why."

The Apple App Store got a lot of indie developers paid in the early days because Apple made payment easy and made side loading hard. There was a gold rush that is largely over now.

The question to ask is whether the NFT art market is sustainable.

My hunch is that there is a relatively small number of people with paper gains in ETH looking for something to do with it, but that the underlying demand for digital art hasn't changed much simply because there's now a new way to "prove ownership."

If I read something from the folks with vision for the utility of DAOs, will they explain why a DAO is meaningfully different from a traditional corporation for whatever purpose they are imagining?

The ability to dispute a charge has value, and the cost will be borne by someone. Removing Visa just means replacing it with some other entity that fills this need.

Truly peer-to-peer cash transactions without recourse is a bad idea that I think will actually increase friction in the market, since people will take longer to make purchasing decisions.

Sure but that's basically tautological. In a society where the end goal is making as much money as possible, a lot of undesirable things will happen.

I'd suggest the end goal is to create value, not simply make as much money as possible.

> Look, there's nothing wrong with harvesting money from digital rubes.

Yes there is. I won't go so far as to say it's stealing, but for smart people who could be using their talents to build something actually valuable it's at least a misallocation of resources.

> If it is not economically feasible to run a coal plant if they do not externalize the pollution cost, how is that my problem?

Well it's your problem because they currently do externalize the pollution cost, and the status quo is difficult to overcome.

> Why do we allow coal operators to enrich themselves at the cost of everyone else?

Great question, but the rough answer is that a lot of people don't believe (or don't want to believe) that the cost to everyone else is meaningful.

Sure, but light and heat are pretty fundamental to meeting a basic level of comfort. Whether or not I can listen to my favorite album without internet access isn't.

I don't think it's that complicated or nefarious. Law enforcement are humans just like us, mostly trying to do their jobs with as little effort as possible. Encrypted communication makes their jobs harder in some cases, so they don't like it.

> What's perhaps most interesting to me is that the prevalence of encryption seems to have done very little to stop the FBI from catching people.

I don't think we can know this. Or maybe you have some data? But more importantly there's a big gap between "catching" someone and "convicting" someone. Having the content of specific communications can make a big difference in actually proving guilt.

Facebook's terribleness runs much deeper than targeted advertising. It's been hostile and condescending to its users from day one.

I hadn't ever thought about this but you're right. Best practice for sensitive services like banks should be to have no links at all in emails. I don't think that's likely to change though.

What's the point of the database being open? That doesn't seem all that exciting and there are plenty of examples of other open databases.

> property is moved to an open database

But it's not really in most cases. Only the claim of ownership is in the database.

And the claim part is important.

> Aston martin can now have a lounge in France where only Aston Martin owners can join

What if I sell my car and don't transfer my NFT showing ownership of the car? Who will enforce the requirement that I must transfer the NFT when I sell my car?

I don't see how HIP helps with authorization?

ngrok | Multiple customer-facing roles | Full Time | San Francisco or Seattle | https://ngrok.com

I'm ngrok's COO looking for technical product marketers, solutions architects, sales engineers, developer evangelists and account executives. We're a team of ~20 nearly all software engineers (or former software engineers) running a profitable business and we're starting to ramp up our non-engineering roles. Feel free to get in touch at contact@ngrok.com and mention this thread/post.

Sorry for the lack of detail about the product here. If you're not familiar with ngrok check us out: https://ngrok.com

The AMT is fine. The issue is that the implied gain at exercise of an ISO is subject to AMT.

My pedantry itch is kicking in and requires me to inform you all that the actual keyword you are looking for is FMV (fair market value) of common stock.

Investors set the price for preferred stock in various "rounds," so a company kinda knows what its preferred shares are worth.

But common stock usually isn't traded in any kind of market (until liquidity), so there's no obvious way to know what its FMV is.

A 409a valuation is a "professional" assessment of the value (price) of a share of common stock, which a company's board can safely use to determine the FMV of its common stock.

Anyway GGP is right that the amount subject to tax at exercise will be the difference between your option strike price (which was set based on FMV on the date your grant was issued) and the FMV of common stock on the date of exercise.

The FMV of common stock is almost always less than the price of preferred stock, though the two prices do converge as a company grows and gets closer to liquidity.

Advisors get NSOs. You owe income tax on the spread between strike and FMV at time of exercise, regardless of liquidity in the underlying shares.

Yes, I think. The feedback loop is the economy.

> I think it's super dangerous to take this new kind of mass-surveillance and mass-scale manipulation and say, welp, nothing new here, who cares?

If that's the outcome you're concerned about I think it's legitimate. I don't think it's parent's intention to encourage apathy though.

However even if unintended, it's a good reminder that we should all watch out to not fall into that apathy trap.

> You interviewing for a job isn’t private unless both parties make it private with a legally binding contract.

I would gently suggest that you look into the idea of "reasonable expectation of privacy" which has a long history in the courts.

Because this type of education is more about job prep and placement. It's not education that people pay for just to have.

If hiring slows down, which it has, then these schools don't have anywhere to place students.

That doesn't necessarily mean the content provider isn't responsible though. I can break a law even if I don't know that the law exists.

The essay is explicitly talking about the former. Rather than sell a bunch of dilutive equity at Series B, a company with decent recurring revenue could collateralize that revenue stream and sell it.

I'm not a crypto fan so don't take this the wrong way, but I think the crypto answer to "someone stole your private key and is stealing your money" is the same as the non-crypto answer to "someone stole your ATM PIN and is stealing your money." Namely, you ask police and prosecutors to track down the perpetrator to get your money back.

What does catfished mean in this context? Mislead into a role you aren't suited for?