taway32r41

> Why do they reverse some claims but not others?

I guess that is the question. I'll be interested in the bank's reply.

Honestly I don't know. I copied and pasted the text and punctuation from the original document and it put them there. I also didn't do the research. The office of Senator Warren did. You can quibble with them. :)

I'm not going to do a lot of research here but one thing I remember reading about was an uptick in Android Ransomware.

https://www.microsoft.com/en-us/security/blog/2020/10/08/sop...

In the article it explains how Google and the ransomers are doing a cat and mouse thing. If your phone is not keeping up, that could definitely be an issue.

"Banks are not repaying customers who contest “unauthorized” Zelle payments – potentially violating federal law and CFPB rules."

I suppose you and Senator Warren have different definitions for unauthorized.

The U.S. Senate begs to differ.

Consumers defrauded on Zelle are left high and dry by the banks that created it [pdf] (senate.gov)

https://news.ycombinator.com/item?id=37438934

Like with most languages, learning the language is easy. Learning all the libraries, especially the undocumented proprietary ones, is the hard part.

I never understood this mentality myself. I use parts libraries all the time.

Whether or not I drew the symbol, I still have to double check it as it's not like every symbol I every drew comes out perfectly the first time. So if I need to check it, why not save myself the step of drawing the rough draft of it?

For example I've never had an issue with a snapeda schematic symbol. Even free tier. Although sometimes I rearrange them for esthetic reasons. I've definitely had to adjust their footprints for DFM reasons. But IMHO it's much faster to tweak someone else's work than start from scratch.

I think the general idea is credit cards take care of the card holders. They've certainly always have taken care of me. And merchants are supposed to take care of themselves by raising prices. The system is certainly not perfect but seems to mostly work.

I don't think that one can't add security and verification, etc. I think the issue is those things are not free and it is supposed that adding them would just transform Zelle into something more akin to a credit card, which we already have.

In your example it seems you did actually send it to the school. The problem was an additional party also had access to school accounts, even if old. To me that's equivalent to a former employee having an illicit copy of keys to the till and stealing cash from it in the off hours. Police would probably treat that crime similarly.

At the end of the day the police have to prioritize their resources too. Technically they could "do" things. But is it worth the cost? When it comes to petty crimes it seems mostly the answer is no, and I have to agree. Even when I had my own phone pick pocketed. It sucks but life goes on.

> SiFive was working on CoC (theorum prover) extensions to validate designs using formal methods. THAT sounds fascinating, but I'm not sure how they would monetize it.

Synopsys seems to think it's a decent business to be in. :)

https://www.synopsys.com/verification/static-and-formal-veri...

I definitely agree with the primary point, "building a chip that meets specfic requirements we got from the customer" is not easy and is what matters.

However, RISCV cores abound. In pretty much any HDL known to man with varying design trade-offs and capabilities. It's extremely difficult to differentiate at the RTL level at this time. Not impossible, but it would be a significant investment, which is I guess SiFive's business model. Sell IP at prices cheaper than that.

Here is a high quality, well documented, SystemVerilog version intended for embedded applications that I know has been included in multiple ASIC and FPGA designs successfully.

https://github.com/lowRISC/ibex

Here's a class at MIT that takes undergraduates who don't even know verilog and at then end of the class they have a mostly passable RV32I. Admittedly pushing that through VLSI CAD will not be push-button easy but many universities also have an undergraduate tape-out class, including MIT...

https://ocw.mit.edu/courses/6-004-computation-structures-spr...

Via MPW and assembly service one can easily have that die manufactured, packaged and mounted on custom PCBs for under $50K, a.k.a. much less than you'll pay in salary to have it designed, fabricated and tested. Even at non-American labor rates.

In 2023 producing a computing core, albeit not a state-of-the-art one, is just not the moat it once was...