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thisone

984 karma · joined August 25, 2012

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thisone··on Ask HN: How do you manage you money?
I'm probably not what you mean by being both outside the US and with US assets, but...

I live in the UK, have to pay my US student loans, which is a bitch.

I used to have a US bank account registered to my parent's address over which my mother had Power of Attorney. I'd transfer a decent sum of money using a forex 2-3 times a year and pay the student loans monthly out of that

However, the bank account kept going dormant because of there being no personal type contact. So I ended up closing that account out of fear I'd lose access to it.

That left me with two ways to pay my student loans, forex and paypal (looking at you Discover, only allowing paypal is terrible).

So I paid off the loan that required me to use paypal by socking all the saved money I had at it, and now use a low-fee, good exchange rate forex to pay the other loan monthly.

Everything is handled completely online, and I only keep one set of UK bank accounts.

Personal savings into a stocks and shares ISA happens automatically every month, plus a work pension that I manage online.

thisone··on Weasels Are Built for the Hunt
Thanks for the link to that. I'd seen parts of it, but hadn't known they'd come from a larger documentary.

All the talk about breeding is a bit hard for me to listen to. I know it's different in the US, but here in the UK rescues are full of ferrets that have been found wandering or have been given over.

Or sometimes your vet knows you have ferrets and calls you up asking if you want to adopt one that was found wandering and hasn't been claimed (our youngest came to us that way)

thisone··on Student Debt Dodgers: Americans Who Moved to Europe
It would have been more interesting to interview those of us who live in Europe and still manage to pay our US student loans.

It's a giant pain in the ass, from lenders who have no way of taking payment from anything but a US bank account, lenders who's systems can't handle a foreign address, and lenders who you can only pay via PayPal.

I think my favourite was the lender who told me to wire the money to a friend in the US and then they could pay my loan for me...

thisone··on People with names that break computers
Not sure I understand. The city of London is in the county of Greater London. New York City is in the state of New York. But Singapore is a city-state.
thisone··on On David Lynch's 'Dune'
agreed. I liked them as well. Though probably heresy, the Sci-Fi series of the first two books were how I got into Dune.

I went on to read all the Frank Herbert written Dune books and I still like the Sci-Fi series.

thisone··on Show HN: Honest Salary – Help make salaries fair and honest by sharing yours
£120k is a hell of a lot. I've got to assume that's been translated into dollars.

Being the internet someone will tell me that "everyone in London with at least 2 years experience makes that, easy", but yeah, that number is high for a country where the Home Office considers £35k to be a fair reflection of skilled salaries.

thisone··on Ask HN: How do you build a healthy code review culture?
if you need to get heavy handed about it, people are probably going to leave. Which may be a good thing, since you shouldn't have to get heavy handed about simple things like styling.

I'm a big fan of strong linting where failure to pass linting will fail the build.

The general reason why I feel that way isn't anything to do with readability but because linting can teach you what NOT to do and make you a better programmer.

Code reviews shouldn't be "move this comma" let linting handle that.

Code reviews can then be more "is what this is doing sensible, are the test cases covering the change, and (possibly most importantly) do I understand how this changes the application"

thisone··on Record number of Americans dump U.S. passports
the process of renouncing citizenship involves proving you're up to date on your taxes.
thisone··on Why expat Americans are giving up their passports
From what I understood of the law when I was wondering about my banks, yes.

Though I have no idea how small and local the bank would be to not have to think about it.

thisone··on Why expat Americans are giving up their passports
Honestly, I think there's no hope.

No one running for any office cares one bit about Americans overseas.

It's very easy to get support for 'sticking it to those tax dodgers overseas' and very hard to get people to care about the tax situation of people they don't know and feel they can't relate to.

thisone··on Why expat Americans are giving up their passports
The issue with the FBAR is the transfer of the money from the house into a bank account.

If the money was in an account with the US citizen's name on it for any amount of time, such that the sum of all accounts with the citizen's name was over $10,000, all accounts must be reported.

thisone··on Why expat Americans are giving up their passports
If you are both concerned, she can file back FBARs with a letter of explanation as to why she hadn't filed them (I had to do the exact same thing). I wasn't fined, and I was scared as hell.

Yes, this is one person's story. Personally, if you can, I'd get in touch with a tax solicitor and get a real professional opinion on your options, including how to insulate your assets in the case of any idiocy by the US.

One thing to keep in mind is that as stupid and horrible these laws are, they aren't meant for us. They're meant for real, actual tax cheats, and FINCEN has more interest in them than someone who's been ignorant and is now trying to make it right.

thisone··on How to Survive an Acquisition
yes, Surviving, Trauma, Shock, and Dismay.

I'll add Anger, Confusion, Fear, and Depression.

That's my experience at least. Not all acquisitions are rosy experiences for the employees. Sometimes employees get blindsided when they show up to work one day to be told the company has been sold.

thisone··on Ask HN: What are the best developer conferences in 2016?
I haven't been to these, but I've been eyeing up http://gotocon.com/ recently
thisone··on I analyzed 250 SaaS pricing pages
After a few interactions with enterprise "call us" pricing that went crazy and one where the quote went from £10k per seat to £1.5k per seat (for the exact same fit out), I always feel like I'm about to get screwed when I pick up the phone.
thisone··on Ask HN: A simple, low-tech way to reduce the package theft problem from homes?
An easier option is to have your items delivered to a local pickup location

Amazon offers it https://www.amazon.com/b/ref=amb_link_366591722_2?_encoding=... as well as having other pickup options in the UK (though I see in the US, there are not as many parcel dropoff services! is this an area for growth?)

Another UK example is Argos which has some partnership with eBay where you can have some purchases delivered to a local branch.

Most bricks and mortar stores will ship for free to your local store for pickup.

thisone··on How I Interview
Whiteboarding is a skill that the vast majority of people will have to work to obtain. It's not the natural way that we work.

Personally, if you know you're going to be interviewing, start practicing for whiteboarding. There are books and online resources available to help you get at least comfortable with it. The resources also help drive home that whiteboarding should be about process, not about perfect solutions.

Algorithms have generally taken years to perfect by PhDs, why should you be expected to perfect an algorithm you haven't memorised in 30 minutes?

thisone··on Show HN: Ponzi.es – Startup sticker ponzi scheme
I can't be the only person who remembers taping a penny to a Columbia House mailer.
thisone··on Show HN: Ponzi.es – Startup sticker ponzi scheme
I'll take your smalls ;)

One advantage to being a small built female at these events, t-shirts in my size are always left.

thisone··on Bank account verification and transfers in just a few lines of code
looks to be US only, but banking systems in other countries may not need something like this. And with each country having different rules and regulations, it's probably a very big nut to crack for a single US based company.

In the UK, for example, I can easily transfer money to other people's or business's accounts and it will arrive within 2 hours, and generally it's immediate.

If you need to transfer between countries, then it gets more interesting and you get forex's involved.

thisone··on Ask HN: What's your favorite online course?
Programming Languages is one of those courses that just keeps on giving.

A great basis for functional and Lisp fundamentals. I'm just starting a journey into Erlang and that course has meant that the switch isn't as difficult as it could have been.

The course format was interesting. I'm not 100% on board with doing peer assessment, but I did like being able to see how other people handled the assignments.

thisone··on Homeschooled with MIT courses at 5, accepted to MIT at 15
I was bored, not because of the teachers, but because I didn't have to do much work to comprehend the material.

I never thought of telling anyone that I was working through the rest of the textbook just to keep myself occupied in class. I just kept my head down and did my best to un-bore myself.

Which bit me in the rear end when I got to University and started taking classes that required studying.

thisone··on Homeschooled with MIT courses at 5, accepted to MIT at 15
I still mix my small B and small D, and my left and right.

Five year old me would've loved a higher level of education though. School was incredibly boring.

thisone··on The Most Common Job in Each State 1978-2014
What point was he trying to make?

I would expect that anyone who's worked on enterprise software has been to client meetings where ROI is expressed in terms of human resources.

It's part of advancement that certain jobs will no longer be viable for people. People will train for other work instead.

It's not like suddenly, with no warning, 100s of thousands of drivers around the world will need to find new jobs. But in the very long term, fewer drivers will be needed. People who would have, at one time, become drivers, will do other work.

thisone··on Don’t Feed the Beast – The Great Tech Recruiter Infestation
There is no reason you should be that badly paid up here. Look around for a new place.
thisone··on Clef's company handbook
Bit of an interesting marketing campaign.

Put your handbook out, watch your target end users learn who you are and check out your products.

The end users feel like they really know you and feel more positive towards your products when they come to choose a vendor.

thisone··on Ph.D. recipients in computing fields are primarily non-US residents in the US
yes, people will.

I'm of the opposite opinion to be honest. If you need to be pushed by someone else to learn something then why would you do it?

thisone··on What Zillow doesn't want you to know about its listing gap
I know that vast majority by population will cover a lot of where people are buying in the US. But when you're looking at areas outside of those population centers, then sparse could apply

Sparse coverage in sparsly populated locations.

For example, Redfin does not cover my home town, nor any of the Eastern CT cities I put in the search box, so for my parents selling their house, or anyone looking to buy in that area, it's not useful.

Maybe I was searching it wrong?

thisone··on Online Test-Takers Feel Anti-Cheating Software’s Uneasy Glare
Paying for the priviledge of taking a test in unfriendly conditions when you're already paying for the course is uncalled for.
thisone··on 37 rental cars – 2 days – 185,000 miles earned
Until the US mint changed its payment methods people were amassing air miles by buying dollar coins from the mint and then depositing them in their bank account.
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