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tomfunkon Ask HN: What Are You Working On? (July 2026)

still working on my local-first, byok personal finance tool. feels like a lot of sanding at this point.

tomfunkon Ask HN: What are you working on? (June 2026)

i've been working on a personal finance app. it started out strictly tui (using ink) but i recently added a gui using electron. i still like the tui but i know it's not for everyone.

it's all free, open source, and local-first. you can get a hobbyist tier plaid account and sync your accounts, or use csvs. rules-based categorization, spending trends, FIRE/savings-rate health view, etc.

there's also an mcp server so you can hook it up to claude/cursor and just chat about your finances. and a "canvas" feature where you describe a financial question and an agent builds you a custom calculator for it (e.g. amortization, compounding, what-ifs).

honestly it has all the features i want so i'm not sure what's next. i have a few contributors, always welcoming more.

https://github.com/tomfunk/fungible

tomfunkon Show HN: Fungible – A local personal finance app in the terminal

Update: put up a proper landing page at https://thisisfungible.com/ if you want a quick overview before diving into the repo.

tomfunkon Show HN: Fungible – A local personal finance app in the terminal

done and done. thanks

tomfunkon Show HN: Fungible – A local personal finance app in the terminal

its partial read access. transactions, balances, etc. it can't buy stuff.

tomfunkon Show HN: Fungible – A local personal finance app in the terminal

added

tomfunkon Show HN: Fungible – A local personal finance app in the terminal

it uses ink so it should play nice

tomfunkon Tell HN: GPT copilots aren’t that great for programming

i turned off copilot when i did a trial of an alternative and when the trial ran out i just stopped using either. i still use chatgpt over stackoverflow but i don't miss the proactive prompts.

tomfunkon U.S. GDP Grew at a 5.2% Rate in the Third Quarter, Even Stronger Than Indicated

what financial instruments?

tomfunkon Read “Gravity’s Rainbow” fifty years later

I think of critique in two ways: 1) Did the author, filmmaker, etc. effectively achieve what they were trying to do? and 2) Did I like it?

So, in the first sense, I don't think it is "bad" because I believe this is exactly what the author was setting out to do in writing it. In the second sense, yes, it is a bad book in that I don't like it.

tomfunkon Read “Gravity’s Rainbow” fifty years later

my coworker begged me to read gravity's rainbow with him so i did. it was a slog. there are so many nuggets of interesting ideas and brilliant prose but the utter hostility to the reader made it possibly one of my least favorite reads in recent memory. i don't recommend it to anyone.

tomfunkon Who killed nuclear energy and how to revive it

iirc that's one of Michael Shellenberger's points in Apocalypse Never.

i feel like he has a specific agenda so it's hard to take everything he says at face value but that point seems reasonable.

tomfunkon Private equity may be heading for a fall

The year the fund started (e.g. a 2022 vintage fund is a fund that started in 2022) https://www.investopedia.com/terms/v/vintage_year.asp