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toobigtoexiston JPMorgan’s small business loans instead went to its biggest customers

In addition to the other comments, this also means the small business which didn't get the loan will compete with the extra cash in the hands of the larger business, meaning the small business (probably already operating on thinner margins) is now even more likely to close in the future.

toobigtoexiston Small business rescue earned banks $10B in fees

Except, if the truck driver consistently fails to deliver the goods, the truck driving company usually goes out of business. It is generally referred to as having actual skin in the game.