so after you charge the card two weeks later, the transaction still gets completed unless you've somehow figured out during the two weeks how to determine whether \the attempt was fraudulent. I don't think this strategy will work because it will depend on the fraudsters knowing that the payment won't be processed for two weeks and then deciding it's not worth it. Are they going to read the TOS?
I guess what I mean is, "do people really need the credit card option? If you just demand they use PayPal and they want your unique service, then they'll find a way to pay".
but then doesn't that require you to hold onto the credit card details to process two weeks later. One of the attractive features of stripe is that you don't store cc details on your system but rather they get passed on directly to Stripe. if you implement a delay, you have to hold the credit card to charge later
If $6 is too cheap and encourages fraudsters to test credit cards on your service because banks don't get concerned about transactions at that cost, how much should he have charged at a minimum? $10 $20?