you are right, it forces people to stay in jobs they don't like a forego other opportunities like starting a business.
2 karma · joined February 14, 2019
1. does not cover everyone 2. it is rationed by for-profit companies 3. is is expensive and can bankrupt you 4. tied to employment which means you can lose it easily 5. confusing since you often have to deal with paperwork and multiple providers
If you are rich and can afford it the american system is great but it is awful for everyone else.