whockey

Yes! We have a whole product and team focused on fiduciaries. It's a great market to build in right now.

founder of column here - happy to answer any questions! We launched a bunch more stuff today as well, column.com/launch

Founder here! We're super excited to get these products out. Happy to take any questions.

Column (https://column.com/) | San Francisco, CA (ONSITE) | Full Time | Software Eng (Infrastructure), Software Eng (Backend), Software Eng (Product) Column is building the infrastructure that powers the US dollar globally. We're a software first company, but also own a nationally chartered bank that we've built from the ground up. We're currently processing trillions of dollars annually, supporting some of the largest and most sophisticated companies out there like Wise, Bilt, Brex, Ramp, Mercury and dozens of others. Previous to this I started Plaid (plaid.com), and at Column I'm focused on keeping an extremely lean and experienced team. We're currently 10 experienced engineers that all report to me. We are looking for an ambitious infrastructure, product, and backend engineer (one of each) that wants to build incredible software from first principles.

Profitable and 100% owned by employees and founders.

Apply here: https://column.com/careers

Feel free to email me with any questions: william@

Column | https://column.com | backend, tooling and/or infra | San Francisco (in-person)

Column is building the financial operating system to power the movement and holding of money across the globe. We own a nationally chartered bank and build every aspect of our technology in house. We move trillions of dollars in volume annually, power top tech companies like Ramp, Bilt, Mercury and Brex -- along with hundreds of other banks and companies throughout the world. If you want to understand how financial services _really_ works, we're the best place in the world to work.

We're all in person in San Francisco, the stack is all Go, and are looking for backend and infra engineers to join!

Column (https://column.com/) | San Francisco, CA (ONSITE) | Full Time | Software Eng (Infrastructure), Software Eng (Backend), Software Eng (Product) Column is building the infrastructure that powers the US dollar globally. We're a software first company, but also own a nationally chartered bank that we've built from the ground up. We're currently processing trillions of dollars annually, supporting some of the largest and most sophisticated companies out there like Wise, Bilt, Brex, Ramp, Mercury and dozens of others.

Previous to this I started Plaid (plaid.com), and at Column I'm focused on keeping an extremely lean and experienced team. We're currently 10 experienced engineers that all report to me. We are looking for an ambitious infrastructure, product, and backend engineer (one of each) that wants to build incredible software from first principles.

Profitable and 100% owned by employees and founders.

Apply here: https://column.com/careers

Feel free to email me with any questions: william@

Column (https://column.com/) | San Francisco, CA (ONSITE) | Full Time | Software Eng (Infrastructure), Software Eng (Backend), Software Eng (Product)

Column is building the infrastructure that powers the US dollar globally. We own a nationally chartered bank that we've built from the ground up. We're currently processing trillions of dollars annually, supporting some of the largest and most sophisticated companies out there like Wise, Bilt, Brex, Ramp, Mercury and dozens of others.

Previous to this I started Plaid (plaid.com), and at Column I'm focused on keeping an extremely lean and experienced team. We're currently 10 experienced engineers that all report to me. We are looking for an ambitious infrastructure, product, and backend engineer (one of each) that wants to build incredible software from first principles.

Apply here: https://column.com/careers

Feel free to email me with any questions: william@

Column (https://column.com/) | Software Eng (Infrastructure), Software Eng (Backend), Software Eng (Product) | San Francisco, CA (ONSITE) | Full Time

Column is building the infrastructure that powers the US dollar globally. We own a nationally chartered bank that we've built from the ground up. We're currently processing trillions of dollars annually, supporting some of the largest and most sophisticated companies out there like Wise, Bilt, Brex, Ramp, Mercury and dozens of others.

Previous to this I started Plaid (plaid.com), and at Column I'm focused on keeping an extremely lean and experienced team. We're currently 10 experienced engineers that all report to me. We are looking for an ambitious infrastructure, product, and backend engineer (one of each) that wants to build incredible software from first principles.

Apply here: https://column.com/careers

Feel free to email me with any questions: william@

VW relaunching the Scout brand

Appreciate it - its a fun, but hard problem! Yeah we're pretty hardcore on in-person in SF, which I isn't optimal for most people. As we get larger we may get more flex :)

Thanks for the kind words! Will get back to you in a bit.

CEO of Column here! Have hired a couple amazing people off of HN recently, feel free ping me 1:1 at william [at] column dot com or ping in the comments.

Founder of a developer bank, Column N.A. here. If people are interested in starting to build on FedNow hit us up. column.com/fednow and my email is william at column dot com .

[]

420 years

We built everything in house!

Griffin is super rad!

You can invite others to your team!

I'm glad you noticed the account numbers as pointers concept - we think its pretty cool. I think there's some rad use cases that people will come up with!

Thanks on the typo...deploying now :0

Nope! We're a bank not an issuing processor (its pretty confusing...), we don't wrap any vendors or 3rd parties. However, they're an excellent issuing processor so a bunch of our customers use them and us together.

We plan on rolling out some corresponding banking services this year to help people with multi-currency accounts and international wires - but it would still be under our US charter. No short term plans to go international - there's a lot of ground we need to cover here. We tend to like to go very deep in an area instead of getting to spread thin.

Central Banking 101 by Joseph Wang is incredible.

We let developers bring their own KYC providers. There are so many great solutions out there I don't think the world needs another one :)

In general our approach is to focus on building things that 'only a bank can do' and if there are great existing solutions (ie: fraud, kyc, issuing processors) we let developers bring those solutions. We play nicely with all of them.

In the US (and most countries) in order to get access to the central bank (in the US the fed) and do 'banking things' like holding money, moving money, and lending money you have to have a banking charter. We have a national charter (issued by the OCC) but you can also have some other more bespoke charters as well!

Super interesting - what would you like to see? Like USD/USDC swappable accounts or something?

Hey founder (and OP) here. This has been a labor of love for the past few years and I'm super stoked on what we shipped. Would love any and all feedback, thoughts and questions!

Yes! We're actually working on something in this space that I'm really excited about. If you shoot me an email I can get you on the beta and would love your feedback!

Hi all - co-founder of Plaid here. We're in the process of migrating this repository and replacing it with a dedicated iOS SDK repo, JS SDK, and (soon to be) Android SDK. However, I messed up the order of operations with this migration and can empathize with the reaction. I personally chatted with a lot of the commenters on the original issue before we did this and more than happy to engage/get feedback from anyone else over email/phone/in-person. Feel free to shoot me an email at william [at] plaid [dot] com if you want to chat/have any feedback.

Co-founder of Plaid here. This is not true, we do not sell transactional data to third parties. We make 100% of our money by letting developers build financial applications[1].

[1] - https://plaid.com/pricing/

+1 - co-founder of Plaid[1] here. Obviously biased, but would love to answer any questions anyone has about Plaid or interested in working with one of the smartest most humble teams out there. We're remote friendly and actively hiring for local talent in SF and SLC. Email is william at plaid dot com.

[1] - plaid.com