649 karma · joined July 5, 2019
Phonics is the #1 advantage of ALL western languages. The idea that teachers would not leverage the #1 advantage of the entire language just shows how foolish our teacher education system can be!
Don't let teachers screw up your kids with educational FADs! We didn't! We taught our kids at 3.5 - 4.5 to read using phonics before kindergarten! We used:
Our kids loved it! The risk of these FADs damaging your child's entire education would make this program cheap even if they charged $1000 (it's $200 - a small 10% increase over the last 14 years!)
Credit cards are solved problem for the last 30 years. The fact that they take 3% to 4% of every transaction and then extract a usurious 20% annual interest rate at a time when loan rates are 4% should be criminally prosecuted.
A 1% cut and 3% over prime rate interest rate (currently 5.5%) should be mandated by legislation!
MasterCharge got started just a few years after Bank Americard. I feel like they probably changed their name to MasterCard just to respond to their competitor's name change....