I don't think you could allocate all of the landing fuel load to payload as any addition to the payload also requires additional 2nd. stage fuel.
It turns out when you add 10 lbs of weight to the first stage for reuse you lose approximately 1 lbs of weight from the max payload. (http://aviationweek.com/blog/nasa-cnes-warn-spacex-challenge...)
On the second stage every 1 lb of reuse you lose 1 lb of payload, which is one of the big reasons why second stage reuse isn't really feasible on the F9.