This article is about the banking system in the United States. Checks are a necessary evil there right now. They are slowly fading away, but still exist. They still exist because there is an established system to process payments with them. It was a big investment to create that system and it will be a big investment to replace it with something better.

I think some things move slowly in the US because of just how massive the economy is here. There is a lot of inertia.

What country do you live in?