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Is it? My dad absolutely loves it, but I don’t think he’s faced its limits. How is it worse than plain Medicare? (Asking seriously as a mostly uninformed non-participant.)

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It might be helpful to read this recent HN submission and its comments:

> Stop the Medicare “Advantage” Scam Before Medicare Is Dead https://news.ycombinator.com/item?id=35001728

When you really need it, say dialysis for kidney damage after years of high blood pressure, then you will realize how screwed you are. My mother-in-law had four years of dialysis. Monthly cost was 70k according to the insurance statements. Between her Medicare and supplemental plan she paid 1000 a year.

But your dad gets vision and dental now, so that’s nice

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