This is what i settled on as well. I maintain a side project that is completely legal and above board but i refuse to go through the nonsense i was forced to go through the last time i had to integrate with a credit card payment gateway (another side project that went belly up).
If someone wants to buy something from me badly enough, they'll figure out how to get some bitcoin.
I don't have the time and energy to deal with their arbitrary bullshit anymore.