Hacker News Reader

What banks only offer the best interest rates an offers through apps?

I’m very much a credit card point churner and I have an HYSA. The same rates and offers are on the websites and the apps.

And how would a bank know if you’re using a website on a rooted phone?

People are complaining about the app stores when they are choosing banks which are app only - which I would never do - you should be complaining about your bank.

View on HN

I'm not aware of such specific cases myself, but an obvious example of new banking functionality requiring OS attestation is tap-to-pay.

Why would anyone expect Google to attest to the safety of a rooted phone for financial transactions where it is directly in the payment chain? No one in the payment chain would allow that.

They wouldn't, that is exactly what I am saying. A phone isn't merely a standalone "computing tool" but represents an ongoing relationship between many corporate parties. Reasoning about the phone that way, as something like a PC from the 80s being encroached on, is an error. It is derived from entwined corporate interest from the beginning. The only similarity is the payment structure, lump sum or finance to "own".

Reply on news.ycombinator.com