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BukhariH

677 karma · joined December 8, 2013

London. Ex-Wise, Ex-Revolut, Ex-Lightyear & now building something big.

https://idesofmarch.io/

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BukhariH··on Coup attempt underway in Turkey
I wouldn't be so sure about Erdogan losing power.

Erdogan has an extreme amount of support within the country not just from the people but from the Turkish intelligence services & military aswell. A lot of people have elevated him to the same level as Ataturk.

I'm about 80% sure Erdogan will manage to retain power from just what I know about Turkish politics - which isn't a lot to be honest.

Early days right now but seems like the coup forces have advantage but that's largely because a lot of the soldiers don't realize that it's not the Generals who approved this but rather some lower level colonels.

Once, the soldiers find out they're defying the generals then they'll likely back down and Erdogan will retain power.

But once again - very early days.

EDIT: Grammar - I typed the comment way too fast.

BukhariH··on Twilio S-1
That's because Twilio doesn't exist in a bubble. They're in a highly competitive sector. Their pricing has to reflect that.

They may lose money in the short-term but it allows them to become the de facto standard for telephony APIs and then they can increase their pricing or they can leverage their size to open new revenue streams.

BukhariH··on That'll do, pig, that'll do
> "It takes a lot more than a kickstarter campaign to fire up a card program like Osper or GoHenry."

No, it doesn't. At our startup we managed to get on a prepaid program without funding (we are a London based startup). Infact, through negotiation we even got the sign up fees waived.

And, we did all that before we had ANY funding.

> "Give Marqeta a call and check out their fee structure."

We did call Marqeta but they're not yet in the UK. Can't discuss pricing because of the NDA they make you sign but I can tell you that we didn't have to pay anything to Marqeta during development.

But, either way my issue is that they kept blaming their banking partners for the failure of their startup instead of taking an actual critical look at the mistakes they made.

BukhariH··on That'll do, pig, that'll do
GoHenry haven't really "partnered" with Visa.

They're just on a prepaid card program provided by IDT Financial Services (if scroll to the bottom you can see it listed).

Same company that provides prepaid cards to Osper.

There's a half dozen prepaid card providers in the UK.

There's also Marqeta in the US (used by doordash to by food on your behalf) who they could have used also well as a dozen other prepaid card providers.

They just made it hard for no reason.

BukhariH··on Microsoft stops Google being used for Cortana searches
What do you mean by features?

Do you mean Google apps like gmail, play store and youtube because I think it should totally be up to the Google to distribute those apps on platforms.

Because, otherwise you can get Google-free Android. Just look at Amazon FireOS or CyanogenMod.

Or, in fact just go ahead a grab a copy of the source and make it how you want it to be.

BukhariH··on Leaked Postmates financials suggest company might be doing better than thought
I think those are the founders, developers and other central team member salaries since their couriers are 1099 contractors.
BukhariH··on Goldman Sachs launches GS Bank, an Internet bank with a $1 minimum deposit
I don't understand how anyone at Goldman could have greenlit this landing page and design.

This product could be a huge deal for Goldman if they marketed it right. If it was a lot more user friendly. If it onboarded users better.

Right now I can't imagine their landing page getting anyone excited enough to sign up.

BukhariH··on Privacy – Forget Your Credit Card
If you use Apple Pay then that's exactly what you get. A unique credit card number is generated per transaction and passed to the merchant.

Not only is it more secure but it also helps protect your privacy against retailers that use your card number to track your purchases across their brands.

BukhariH··on Walmart Pay
I really don't agree with your view at all.

I actually think that banks in the future will stop issuing physical cards altogether and will rely on virtual cards linked with Apple Pay, Android Pay or some other contactless based system.

BukhariH··on Facebook M – The Anti-Turing Test
> "The opinion is split as to whether or not it’s a real AI, and there seems to be no way of proving its nature on way or the other."

Clearly, the author didn't even do the most basic fact checking. Since, Facebook clearly told everyone that M was going to be AI that was assisted by humans.

It's literally in the announcement post: https://www.facebook.com/Davemarcus/posts/10156070660595195

> "It's powered by artificial intelligence that's trained and supervised by people."

BukhariH··on Uber drivers consider legal action
I think if you have a bidding model where the requester can select bids from providers then your 100% safe.

However, that being said this is ridiculous! Having employees would completely change what Uber is about. Uber is a platform not a taxi company.

Uber drivers right now can:

* choose their own schedules

* turn down customers they don't want

* just stop working with Uber with no notice

All things that most employees can't do.

BukhariH··on The adblocking revolution is months away
As expected this is going to have a negative affect on ad revenues but what people forget is that publishers won't just accept lower revenues.

They're going innovate. The easiest thing to implement would be a paywall but after the paywall we are going to see a rise in microtransactions for content.

That being said there are advantages to the subscription model. Maybe, publishers will stop posting click-baity headlines and misleading content if they know they've got users locked down and dont have to worry about them going to other sources as much.

But, on the other hand microtransactions are going to make content even more click-baity in order to convince users to pay for the content based on a headline and abstract.

BukhariH··on Carnegie Mellon Reels After Uber Lures Away Researchers
It's not an 'asshole' manoeuvre to pay people more to come work with you.

After all those engineers and scientists don't belong to CMU or the NREC.

BukhariH··on Well, We Failed – Wattage is shutting down
When I was reading through it I was thinking way too much text.

Really well designed but they really neglected to talk about their business model.

I mean I would have loved to have known how much their 'OneWatt' breadboard cost to manufacture and what they were planning on selling it for.

That being said I loved their slide on 'HOW BIG IS THE MARKET?'.

BukhariH··on Our company has a therapist
> "they wanted a clear seperation between health care and employment"

Couldn't the company let the employee choose their own therapist and then the employee can claim the money back up to a certain amount?

It would provide the necessary separation that the employees wanted whilst still allowing for the employer to pay for the treatment.

And, it wouldn't be that difficult to implement seeing as a lot of companies already do something similar with benefits like travel/petrol.

BukhariH··on Is My Code Good?
It's completely randomly generated.

Hint: If you type in a GitHub username that doesn't exist like "IBetThisUserDoesNotExist" you still get a grade :)

BukhariH··on A maths question for Singapore schoolkids
Great question! Initially, I didn't quite understand the premise of the question which is why I couldn't get the right answer but after googling around I found the correct premise and the correct solution in this article: http://www.independent.co.uk/news/world/asia/singapore-maths...

But, I think some people still won't understand the solution without visualisation! So, here it is:

Well, I started of by setting a table like this: https://i.imgur.com/VhJ1gSZ.png

Next we are told:

"Cheryl then tells Albert and Bernard separately the month and the day of her birthday respectively."

Great! Now we know:

    * Albert knows the month
    * Bernard knows the date
"Albert: I don’t know when Cheryl’s birthday is, but I know that Bernard does not know too.

The only way Albert (he knows the month remember) can say "but I know that Bernard does not know too." for definite is if the month he knows is a month that has a date which clashes with other months!

Why? Because if the month he knew had a unique date then there's a possibility that Bernard could know the month hence he couldn't know for definite that Bernard didn't know the birthday. For example if Bernard knew the date was the 19th then obviously the only month with 19th date in it is May hence we would know the date of birth is the 19th of May.

Because, of the information above we can completely disregard both the months wholly with the unique date in them which are May & June.

So, we now have a new table which we can update the hit, misses and clashes on: https://i.imgur.com/LoBJWa1.png

"Bernard: At first I don’t know when Cheryl’s birthday is, but I know now."

At this point Bernard knows that the choice is either between July or Aug and he goes ahead and says he now knows what the full date of birth is!

This tell's us that the date is a unique from the updated table because if it wasn't a unique date then he couldn't have possibly known the month!

So we can update our table again: https://i.imgur.com/UUyNQQC.png

"Albert: Then I also know when Cheryl’s birthday is."

So, now because Albert knows the month is July is can say for definite that the full date of birth is 16 July because there is no other date in that month left.

Explanation: Because if it was August then Albert wouldn't know the date of birth as there two date for him to choose between (the 15th and 17th) but because Albert does know the date; we know the month is July and the only date left in July is the 16th!

Hence the correct answer is 16th July!

Hope that helped!

BukhariH··on SSLMate – Buy SSL certs from the command line
"Wildcards are explicitly banned by browsers and CAs when making the EV requirements: otherwise you get *.company.com being used for bankofamerica.com.company.com like what happened with DV certificates."

That doesn't make sense because the whole point of the green badge is that it shows the identity of who controls the website you're on.

So, even if someone were to do: bankofamerica.com.foobar.com; the green badge wouldn't say "Bank of America Corporation" so the user would know they're not on BoA...

BukhariH··on Peter Thiel on the Future of Innovation
I would encourage people to read the full essay he wrote (http://www.cato-unbound.org/2009/04/13/peter-thiel/education...). Infact, this is the essay he was asked about in the Q&A.

Thiel was talking about why libertarianism fell and big government grew in America.

He pointed out the fact (Source: http://www.jstor.org/discover/10.1086/250093?sid=21105913766...) that since women got the vote in America the size of the government increased and became far more interventionist - both points are against libertarianism's core principles, hence women becoming franchised was a factor in the fall of libertarianism.

Like any reasonable person, Peter Thiel fully supports equal rights for women. It's a shame that people misunderstood what he was trying to say.

BukhariH··on Google Self-Driving Car Project's first vehicle prototype
Google is not a car company. They don't want to compete with professional car designers.

What Google wants to do is create a car that is not aggressive in it's design because they want other road users to feel comfortable around a self driving car.

I think they learnt from their mistake with Glass, where it was far too alien/futuristic and hence a lot of people rejected it. Whilst this car isn't futuristic at all but rather cute.

BukhariH··on Ask HN: My VPS got hacked and now I'm facing a massive bill. What can I do?
I've been in the exact same situation with AWS ( http://cl.ly/SHOu ).

It was a nerve recking couple of days but I contacted AWS support and they were extremely good. They helped me secure my machine and then cancelled the 1.4K payment they were going to take from my account.

In all the whole process took 2.5 weeks and I only had to pay $15 for the I/O requests.

The best thing I can recommend is to talk to your host and tell them honestly you can't pay that much and you weren't the cause of the charges either.

BukhariH··on Alibaba Raises $21.8B in Initial Public Offering
This a pretty solid recommendation. Mayer has pivoted yahoo strongly towards content and BuzzFeed is pretty much the most solid content start up out there right now. It sounds like an obvious purchase.
BukhariH··on From an Indian jail, tycoon tries to sell the New York Plaza
No. It's a standard bond but the bond paper is held by the court.

When the court case comes to a conclusion, then you get your bond paper and you keep any interest earned.

BukhariH··on Reddit stops displaying upvote/downvote numbers
Pull request to revert the change: https://github.com/reddit/reddit/pull/1071
BukhariH··on Ask HN: What is the average salary for an iOS Developer at a UK startup?
From what I've heard and seen: £60,000 and above is a decent salary if you're a mid tier developer in London.

Working at a start up should also mean you get some equity in the company but that depends on how early stage they are.

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