Lutnick has to go
https://www.ft.com/content/190e5eea-7461-4b26-8b69-17a3288e3...
364 karma · joined December 18, 2025
https://www.ft.com/content/190e5eea-7461-4b26-8b69-17a3288e3...
How exactly?
Edit: Ah I see the parent company - https://frigade.com/
A non-hypothetical scenario is that I make a credit card payment via ACH. That money does not leave my account until EOD. Some other transaction causes my balance to fall below the amount required for that transfer. The transfer fails and I am dinged for a missed payment by the CC company (and if the bank sucks they charge a fee too).
Now you could argue this is an accounting issue "Why doesn't the bank reserve the funds until the transfer is complete?" Answer, I don't know ask Capital One. But RTP eliminates the question entirely.
This is a thing already in the UK. I can make a credit card payment from my account using the credit card number. It applies to the balance in real time (realistically in minutes). I don't have to worry that the payment could fail at any point.
https://www.chargeback.io/blog/debit-card-chargebacks-guide
Liability is covered under the Electronic Fund Transfer Act
> You have zero liability if you report before any unauthorized charges are made. Reporting within two business days caps your liability at $50. However, if you wait over two business days but less than 60 calendar days after your statement is sent, your maximum liability jumps to $500. Beyond 60 days, you could be liable for all unauthorized charges.
Purchases are an afterthought. A system like Brazil's Pix could be rolled out on top of FedNow.
> Outgoing transfers cost 0.75% of the transaction amount (minimum of $1, maximum of $30). SoFi does not charge a fee for incoming transactions.
> SoFi Plus members save 50%. They pay 0.375% of the transaction amount with a maximum of $15 (minimum remains $1).
Containers From Scratch • Liz Rice • GOTO 2018
> When federal appellate courts reach opposing conclusions, known as a circuit split, the odds exponentially increase for the Supreme Court to grant review and clear up the confusion. Likewise, when a federal statute is struck down in whole or in part, the Supreme Court is even more likely to hear the case. In these two cases, we have a perfect storm where both of those scenarios have occurred.
> If the taxing power supplemented by the Necessary and Proper Clause were the only issue in contention, we would already have quite a sexy Supreme Court case. To dress it up even further, plaintiff John Ream astutely argued in his Sixth Circuit filings that the federal ban on at-home alcohol distillation for personal consumption also exceeds Congress’s Article I power to regulate interstate commerce because the activity in dispute is neither commerce nor interstate.
> The Supreme Court’s misguided 1942 decision in Wickard v. Filburn found that Congress could regulate wheat even if it is consumed on its originating farm. In the time since, far too much mischief has been committed in the name of regulating interstate commerce that is neither interstate nor even commerce.
https://thehill.com/opinion/judiciary/5857091-home-distillin...
https://www.gov.uk/government/publications/form-rs1-guidance...
The big issue with Synology is the really crappy db logs driver they use. If a container has been running for a while it takes an age to see the logs via the Web UI.
There is a solution though: https://github.com/telnetdoogie-labs/synology-docker
Yesterday I was watching Dark Matter on my Plex server. I asked Siri to turn on English subtitles which are there:
> I'm afraid I'm having trouble getting the available languages.
This is after Plex's big update recently...
Still no 2.5Gbps port in 2026 is disappointing.