187 karma · joined March 23, 2013
Also KYC is definitely not bothering people that are actually laundering the largest volumes of money. See https://violationtracker.goodjobsfirst.org/industry/financia...
Or does that somehow work through the posts and forums in the app?
Chivo has just usual Lightning node as any other, you can follow it publicly here: https://amboss.space/node/02f72978d40efeffca537139ad6ac9f099... and you can see that they have direct channels with IBEX and others, so payment to many businesses from Chivo can literally be done with 0 sats fee. IBEX then has channel with OpenNode, so when paying to McDonalds there's a chance that IBEX will take some fee.
Speaking from experience of daily driving through Tenderloin.
As I mentioned, if people are using wallets or exchanges that set the fee higher, that's their fault. They are stupidly overpaying and that's why average is high.
Since mempool is currently empty, the blocks include transactions with 1 sat/vB. For average transaction with 140vB that would be 140 sats, which is currently ~0.05 USD.