1,484 karma · joined September 22, 2011
That education should be publicly funded? Agree.
More education on financial literacy before college/university/ageOf18? Agree.
That adult's should not be held responsible for financial decisions made at 18? Disagree.
If you "didn't know" how to do math (I learned the math required in high school, perhaps you didn't), you could have spent an afternoon learning what you needed to make a decision affecting the rest of your life.
Here it is in 5 minutes:
30K per year, 4 year degree, 120K total.
Calculate payments of 120K loan with X% interest over term of Y years. Mortgage calculators all over the place will work as substitute if you can't do it yourself.
Decide if this is what you want to do.
I will admit though, a lot of my peers at that age were making dumb decisions, but quite a few knew they were doing so at the time, and did it anyway. Their concerns were not for the future, and they readily admitted as much. Facing the consequences later in life is the result.
neovim - text editor
aerc - email
nzbget - usenet
irssi - chat
mpv - audio
still hoping for gemini to take over for a full terminal experience.
Government spending. The government (or FED) are the only ones that can spend more money into existence.
Just imagine what will happen if the government starts to seriously make big changes to reduce that debt. Deflation is my guess, unless the FED prints to counteract them. In which case the "debt" just changes hands.
> Democracy (From Ancient Greek: δημοκρατία, romanized: dēmokratía, dēmos 'people' and kratos 'rule'[1]) is a form of government in which the people have the authority to deliberate and decide legislation ("direct democracy"), or to choose governing officials to do so ("representative democracy")
50 weeks, 40 hours per week. Dividing/Multiplying by 2 in your head for quick estimates easy.
For more accuracy, do what you did.
I think it's perfect.
using tabs means everyone else can view the file with as many spaces as they want
using spaces forces everyone else to view the file exactly as you see it
Simple format, something like "RFC3339 <message>" and you can mention by doing @nick<their txt url> or something like that.
I forget the name and community though.
What do you use on mobile? Do you not bother having email access on your phone? Or do you ssh into a tmux session somewhere? Or do you have a client on your phone in addition to using terminal at the desk.
I've got about 15+ years of transactions in a single file, and I have every intention of continuing forever.
I've been so impressed by how well plain text works for this, I always try to use plain text for as many other things as possible. Future proof. I got burned by MS Money going away, no proprietary formats again if I can help it.
[1]: https://howeyc.github.io/ledger/ [2]: https://www.ledger-cli.org
https://mysmoothiestack.com/?share=eyJpbmdyZWRpZW50cyI6WyJCY...
In Go, the intuitive way would be one loop with an if inside it. So it would be easy to spot this performance issue if you did it the ruby way with two loops.
https://go.dev/play/p/ixDKuosxPNp
I bet I wrote my for loop as quickly as you wrote your map. The character count isn't that much higher.
1 Raspberry Pi
1 Windows work laptop
I was always under the impression that time as we know it is merely an idea and variable we add to equations to explain the motion we perceive. We see one thing happen after another thing, and conjure up the idea of time to capture a duration between the two occurrences. This duration of course only being relevant to us in our shared reference frame of earth, and because we have the ability to form memories, and experience duration.
The key is that the bank is "on the hook" for being able to get that money back eventually. So they don't just loan indiscriminately.