145 karma · joined November 1, 2013
;)
The mechanic says "that'll be £500, please." The guy's outraged: "But all you did was tap it!"
Mechanic replies "it was a pound for the tap, and £499 for knowing where to tap."
Edit: Crap, beaten to it.
With that in mind - advice is always to raise as high as you can on angel, because it's covered for the investor, and you can only do it once.
That's some of the stuff that bit us when we were white labelling a crowd funding platform.m
Credit cards are fundamentally a 1970s business model, based on tech that paid off their sunk costs decades ago, but the barriers to entry are so high they're impossible to overcome right now.
Given you can check balances and make payments in (near)real time, at least in Europe, there's no reason to continue to use Visa/MC, other than barriers to entry. You could check balance at POS over the internet and pay from your merchant account, recovering payment within an hour or so via faster payment. Frictionless credit isn't the same as unrestricted or unregulated credit - it's about removing the tether between one bank and one cRd - disintermediation of the bank. Why can't I have a credit card linked to zopa? Or someone else, or even, within an overall limit agreed by an umbrella provider, a number of different providers. That'd be cool, and would drive channel providers to compete on costs of service delivery (the 2-3% per transaction), as well as on cost of credit. Visa and MasterCard are an absolute racket, and one of my biggest grumps is that PayPal became just like them, if not more expensive.
If you've got a world-changing, hugely scalable, easily copyable concept, then yeah, probably don't post it here. But otherwise, it's all in the implementation, and posting it on HN probably won't change that.
(Also - try getting a blac cab to take you back to Peckham from the centre of London basically any time after 6pm, nightmare. /sarfovdarivva)
On your initial question, it'll just be a straight up question of what's more important - a passport that reflects your heritage but that might have more visa requirements for a few years, or retain your existing one. If it came to it, I'd take the rUK one for now, it's not a big issue - it's like all the people I know who're from other countries and also have a UK passport.
Also,cars are an important part of most economies, but less so in bigger cities - and it points to the fact that a)they weren't always so and b) might not always need to be, maybe there's a better way, which is what some posters are suggesting. If you Remove the necessity of a car for some people, and make alternatives better, then there are probably a lot of benefits (pollution, construction costs, congestion, safety) to it. But no one (or very few, I guess, since this is HN and lots of opinions) is suggesting arbitrarily and unilaterally getting rid of cars.
http://library.queensu.ca/ojs/index.php/surveillance-and-soc... (UK) http://library.queensu.ca/ojs/index.php/surveillance-and-soc... (Norway, replicated in the UK a couple of years ago, but I can't find it offhand) http://www.tandfonline.com/doi/abs/10.1080/13600869855469#.V... (More meta piece on it)
CCTV hasn't exactly been the panacea that it was made out to be. In fact, councils and private companies have gone ahead with CCTV systems despite the fact that the cost/benefit is dubious at best, and a pretext for reducing staff numbers in a significant number of cases.
tl;dr - Not the end of the world, but not great either, and has paved the way for a number of subsequent surveillance modes.
I think the issue I'm trying to get at - I suspect there is less value in null proving a lot of social science hypotheses - the impacts are smaller than physical constants of the universe (or finding say, that the Higgs Boson didn't exist) - if I prove, because my empirical work says so, that discourse can be meaningfully (for a given value of meaningful...) analysed in a new way, that's great, and will advance some other work. But proving (even repeatedly) that it can't be won't really change anything, imo.
I guess though, the main issue is: I'm sure as hell not going to get published saying it, which ties back nicely to the point made in Nature, really.