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After reading Chip War I read Conquering the Electron by Eric Brach and Derek Cheung. Very good book that goes into a bit more detail than Chip War. Chip War focuses more on the geopolitics than the science.

Very good point - I guess they are trying to redefine the terminology in this category and create unique marketing keywords. I suspect that is too late, VR Goggles just seems to ingrained but perhaps I'm wrong.

You fail to understand the actual reason for their insolvency. Their risk team chose to buy 10 year treasury bonds instead of 1 year treasury bonds. This is because 10 year bonds offered a higher interest rate (more profit for SVB) but at a much much higher risk. The losses were then unrecognised, hoping the market would turn. Only when it was too late did SVB admit defeat. With their equity gone, they attempted a band aid with an equity raise but the market quite rightly recognised the bank’s shares were worthless.

Anyone working in risk management will tell you SVB’s risk team and executive team should be in jail.

Don’t blame SVB’s failure on a bank run. SVB caused their own failure with their own risk management policies and it’s insolvency was probably inevitable for months.

What a bargain for the airlines. A 1% penalty and they probably saved at least 5% in financing costs.

There is no such thing as 'supply-side price increases'. There is the market price. And the price comes down if demand is supressed.

The issue right now is that demand is actually being ENCOURAGED by low interest rates and continued quantitative easing. Don't be fooled, 2% is still a low interest rate historically speaking.

Basically spenders need to be encouraged to save.

The inflation we're experiencing is actually demand-led. Contrary to what you may believe demand has been elevated since Covid-19 and supply quickly bounced back.

Oil and gas price increases are due to high industrial and demand. Their supply is at record levels.

What is truly insane is inflation being greater than 10% and interest rates being only c. 2%. There is a reason why the BoE theoretically targets 2% above all other metrics. Unfortunately they have significantly deviated from this.

The only way for commodity prices to decline, or at least remain level, is a concerted increase across the board by the major banks to reduce demand.

Some good points here. I think the lying by omission is a key issue. It makes it very difficult to be informed. I wouldn’t hold The Guardian up to the same standard as The New York Times though. The NY Times is a paper of record while the Guardian has a deliberate left slant. The opinion articles in the guardian are often ridiculous.

Sorry I meant the Ulster Banner. Should have checked the name referenced. I mentally just know this as 'The Northern Ireland Flag'.

I’m actually struggling to understand the article because the Ulster Flag is used to represent Northern Ireland in pretty much every kind of context. Whether or not Northern Ireland is technically a country or province is irrelevant and just semantics.

If you look at golf Rory McIlroy’s name appears beside the Ulster Flag. In the commonwealth games it’s the same.

Google of course would have known this UX was likely to be illegal but made the decision that any fine would be much less than the commercial benefit.

Is there a risk of condensation, damp and mould from homes with excessive insulation? Perhaps someone with some experience could comment.

This was probably by design

That’s my sense also. Google results for me are becoming increasingly irrelevant, especially since they stopped honouring double quotes. DDG usually works for me.

Exactly. This reason is entirely down to the lack of immigration due to travel restrictions and its effects on the wider economy. The media hasn’t really reported on this but it has been obvious for the past year. In a world without mass immigration to the west wages at the lower end would he substantially higher.

I've dealt with this many times in the past. This is known as a carve-out or regulated entity status. Different parts of a group have to deal with each other at an arms-length basis and provide those same terms to other independent companies.

The timesheets of engineers or digital infrastructure isn't a barrier to making this happen, although it might involve some work for external APIs, authentication and reporting.

It's not difficult to see how the market could be reformed. YouTube would be required to offer ad space to Google ad customers and third party network customers at the same market rate. If this rate is market set in real time then that's one solution. The problem is Google (and other big tech companies) control and restricts all aspects of what is being termed the 'supply chain'. That restricts competition and reduces transparency.

Will this new manifest v3 API also be forced on chromium browsers such as Brave?

Agree with your analysis here. I don’t think this could be military otherwise we wouldn’t be seeing a press release and release of audio under freedom of information. If this was under serious investigation doubt we wouldn’t of seen the audio released as well. My bet would be the helicopter pilots got overexcited and the FAA is comfortable this is just advanced hobbyist equipment.

You’re probably correct. It will be interesting to see how long she remains in the John Lewis role.

This is not good advice for most people. You should always leave on good terms regardless of how much you hate a job. As an employee you often don’t know the constraints or risks of a project so you can’t make a firm judgement on ethics or transparency. It’s a small world and you’ll likely run into former colleagues again or rely on them for a reference (even without your knowledge). Under game theory there is no advantage with being a being a difficult leaver.

There's a couple of books in this comment.

Very good observation describes my gaming journey very accurately.

Perhaps someone could add some clarity but isn't it true that Google has, over time, begun to ignore the specific operators? Double quotes used to work but I now find that Google ignores these. For me at least, this has made Google less useful over time.

Looks neat. I’ve developed a bunch of apps for our business but haven’t developed a management GUI. Looks like this could do the job with minimal hassle.

Across the wider sector, the fine is a good data point for investors. Even if the fine was doubled or tripled next time, it will be a outcome that won't really change behaviors.

The size of the fine will probably increase the value of the company and sector as it reduces model assumption for future regulatory penalties now that a precedent has been set.

From an investor's perspective it's not meaningless. This is a one-off expense which can be safely ignored. This won't even impact the valuation of my investment, in fact the size of the fine will probably increase the value of the company as it will enable me to reduce my assumption for future regulatory penalties now that a precedent has been set.

It’s likely that whatever the Chinese or Russians are doing to the US, the US has bigger and better exploits gathering intelligence within adversary networks. Being too aggressive about these would undermine the US position when they are eventually discovered. The US must have some fantastic assets if they are putting up so little fuss about solarwinds and this attack.

The middle ground is that consumers have to be willing to pay more for their deliveries so that drivers can receive a reasonable salary. Delivery companies know consumers won't pay for it, so they are attempting to violate labour law by calling these drivers self-employed.

When I get a 50% discount I sometimes am tempted to order. But with additional surcharges now the discount is usually gone. Then I realise I'm a massive slob and there's perfectly good food in the fridge.

For things like SaaS I don't see that as too harmful to society. However when the goal of spending more than revenue (funded by VC or PE) is to achieve a monopoly over that market by driving out competitors it sounds like a case for regulatory intervention.