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samjmck

258 karma · joined August 14, 2020

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samjmck··on How credit cards make money
> However, it's gotten drastically better in the past few years, with at least the bigger stores accepting Visa/MasterCard now.

I'm guessing this has to do with the fact that Maestro is being phased out in favour of MC debit: https://www.mastercard.com/news/europe/en/perspectives/en/20...

samjmck··on Cloudproxy – hide your scrapers IP behind the cloud
Are there even ethical or “official” ways to source residential IPs? I thought most of them were from botnet infected IoT devices.
samjmck··on New browser signal could make cookie banners obsolete
No one's complaining about not being able to access shitty websites that can't be arsed to make clear which companies are tracking you.
samjmck··on Safari tries to fill username
It _wants_ to autofill, but it doesn't without the user actually confirming the autofill. Pretty important distinction to make I think
samjmck··on Stuxnet sibling theory surges after Iran says nuke facility shut down
Aren't both websites British?
samjmck··on The Deno Company
Is the VSCode support good? I tried using Deno with WebStorm a few months ago and it wasn't a great experience.
samjmck··on Getting better at Linux with mini-projects
Congrats, but maybe work on the humbleness...
samjmck··on The Battle of GameStop
The FTSE All-World has returned 82.5% over the last 5 years, while the FTSE Developed has returned 82.9% [1]. The difference is neglible if you ask me, and 5 years isn't that long anyway. The fees depend on the ETF you buy - in Europe, the difference between ETFs tracking All-World and Developed is around 0.08%. The biggest difference is that the Developed index "only" has 2000 stocks instead of the 4000 of All-World.

Another issue in Europe is that the accumulating ETFs (more tax efficient in most countries) tracking the Developed index have low liquidity.

1. https://research.ftserussell.com/Analytics/Factsheets/Home/D...

samjmck··on The Battle of GameStop
> As long as I make money too and my retirement account grows what do I care if they take some off the top?

You should care because for long term investing, an actively managed fund is very likely to underperform the market. The vast majority of hedge fund managers aren't doing anything that you couldn't do yourself, i.e. pick a few stocks out of the S&P 500 and hope that they outperform the market.

> The returns I get are way better than I could get on my own.

Look into index based ETFs. They simply track an index so your performance is equal to the market's, so no handpicking stocks or gambling. They are traded like stocks, so you can probably buy them with your broker. The best part about them is that they have almost no fees - the most popular ETFs cost 0.10-0.20% per year.

If you're American and believe that the American stock market will continue to outperform the rest of the world, then an ETF like SPY (tracks the S&P 500) would be a good bet. If you'd like something more diversified, have a look at funds tracking indices like the MSCI World or FTSE All-World.

samjmck··on Matomo: Open-source analytics platform
If you're using Firefox tracking protection (which I'm guessing using DNT as well), then Matomo by default does not track you though. So no, your tracking protections aren't being bypassed.
samjmck··on Matomo: Open-source analytics platform
Ad blocking != block tracking. If you don’t want to get tracked, turn on Do Not Track in your browser. Matomo and most other privacy focused analytics scripts respect that setting.
samjmck··on Cloudflare Pages: the best way to build JAMstack websites
Seems very similar to Netlify, which is a good thing. Commits get their own preview URLs and branches get their own dedicated alias. Had a quick look at their pricing as well and the main difference is the Cloudflare free plan is limited to 500 builds per month as opposed to Netlify's 300 build _minutes_ per month and that Cloudflare offer unlimited bandwidth instead of 100GB per month. I am excited to start using this.
samjmck··on Introducing the next generation of Mac
I assumed they had 4 ports like the current non-base model 13's, my bad.
samjmck··on Introducing the next generation of Mac
You don't need MST to be able to connect to 2 monitors
samjmck··on Introducing the next generation of Mac
The UX for multitasking is, in my opinion, still much better on a laptop that it is on the iPad.
samjmck··on Introducing the next generation of Mac
That would be weird. Thunderbolt 3 supports 2x 4K60, so this should as well.
samjmck··on Introducing the next generation of Mac
You can charge from either side though. You just don’t get all the bandwidth that USB4/TB4 normally provides.
samjmck··on German digital bank N26 is facing outcry from its staff over management
Despite the fact that they have laid off 120 of their staff, Monzo seems pretty good. The people that got laid off seemed to only say good things about working their on Twitter, and most of the developers I follow that work there seem passionate about what they do.
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