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sfcguyus

116 karma · joined September 15, 2018

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sfcguyus··on Coinbase Debit Card
Glint offers a debit card for gold.
sfcguyus··on Apple iPhone SE Available on Apple Store Again
I 'downgraded' from an iPhone XS to an iPhone SE. I had misplaced my XS and got an SE temporarily. Best thing to have ever happened - the iPhone SE is the best iPhone apple has ever made.

So much so that I have an XS and the SE and cannot get back to the XS.

I know HN has some weird opinions sometimes that aren't representative of a majority. But I genuinely think if people used this or gave it a shot they wouldn't switch back.

sfcguyus··on Google Maps: Bird Mode
So.. like Satellite view then?
sfcguyus··on Google Maps: Bird Mode
Was the photo taken from a birds eye?
sfcguyus··on Uber Revenue Growth Slows, Losses Persist as 2019 IPO Draws Near
Lance Armstrong
sfcguyus··on Altavista: The rise and fall of the biggest pre-Google search engine
Nah mate. Used AltaVista. The switchover had nothing to do with 404s or 'freshness'. Google was just easier in that day. You'd assume it was something technical that you could have altered but from a user perspective I highly doubt it had much relevance.
sfcguyus··on Ask HN: Is anyone struggling with their browsers?
Have you given Safari and to a lesser extent Edge a go? I have the same experience with Chromium based browsers, less so with Firefox. I find Safari heavily optimised, its just bad with reloading/repainting the page when using the back button.

I think the problem is the guys making Chrome have 256G of RAM on their dev machines and hardly ever have the constraints of a normal use situation. Optimising RAM usage doesn't seem to be a priority.

sfcguyus··on Ask HN: How does Google get data from ReCAPTCHA yet it knows if I'm wrong?
Its sampled together with other people. If all of them provided the wrong information, you could label something else as a traffic light or whatever.
sfcguyus··on Are Index Funds Communist?
Sorry about the late reply.

Typically with an index fund, imagine a pie of the money. It's split up and invested into companies, but the allocation depends on the market cap of each company relative to the whole pot.

This means returns aren't based on the ability of companies to perform it depends on how big they are at the time. The bigger they are the more allocation of capital they get. Say you have a small company with a very high return rate on its investments, it would get a meagre rate of return compared to say Phillip Morris/Altria which has a lower rate of return, but is just big so it gets a bigger allocation.

You'd think its Darwinian but it has odd effects because what's big stays big, and it has nothing to do with the ability of the company to perform now, but what it did decades ago.

sfcguyus··on Sequel Pro – Open source macOS native MySQL GUI client
Finally, a tutorial on how to use Google. I've always been looking for one.
sfcguyus··on Sequel Pro – Open source macOS native MySQL GUI client
The reason to use one of these is to not use a web app
sfcguyus··on Are Index Funds Communist?
Wouldn't agree with you because a company that can return a higher rate of return on capital than one that can't get an allocation based on market cap.
sfcguyus··on Hardware is now effectively free
Short story: Interest rates are near 0.
sfcguyus··on Spending $5k to put Zimbabwe on Street View
No it wouldn't help. There simply isn't enough out there & quite frankly people would outpay "$5k on a passion project" for a stable supply.
sfcguyus··on China’s Economy Slows Sharply
The rebalancing China needs is towards domestic consumption, even for itself to be more sustainable. What this has done is reduced investment and worsened consumption. It isn't really what the leadership want. China currently retains near the lowest consumption-as-a-proportion of GDP worldwide.

Controlling the Chinese economy is relatively easy with the state corporation machinery through the investment component and brings in robust economic growth in GDP numbers, but consumption really sags.

FWIW the entire western economic system canters around the consumption portions of GDP. That's why everyone loves to export to the US/Europe/Australia. Consumption is resistant to short term economic shocks.

You'll have many around here boasting higher saving rates in Asian nations, but these are the reasons the economies are far behind (inc Japan). Look at the other side of savings, more spending means more is earned as well creating a net social surplus for everyone beyond the private scale of saving. It takes exports to make up for this shortfall.

sfcguyus··on Preparations companies are making for Brexit
I suppose it can mean more opportunity to pick up slack.
sfcguyus··on UK scientists build world’s first quantum compass
Better than Galileo I suppose.
sfcguyus··on Sweden's cashless society is no longer a utopia
As someone who' seen both the cashless and society with cash. The cash one is better.
sfcguyus··on VW plans to sell electric Tesla rival for less than $23K: source
Your comment sounds a bit like a gorilla pounding its chest. unfortunately it doesn't bear to reality. Regarding the press releases, Volkswagen is a bit more trustworthy than Tesla's.
sfcguyus··on Disney Launches Netflix Competitor: Disney+
Amazon has some of the poorest content out there at the moment and quite a good distribution system. There's only a handful of great shows they make, at least so far.

Contrast that to Disney which is aces on content, and a wildcard on distribution. It's more likely than not to be a bigger competitor than Prime.

sfcguyus··on Private messages from 81,000 hacked Facebook accounts for sale
In a GDPR violation who gets the fines? Is it users? the EC? the member state?
sfcguyus··on Google Engineers Organizing a Walk Out to Protest the Protection of Andy Rubin
Would be more meaningful if they quit in protest to a lower paying job. This type of protest is merely exercise or a routine jog.
sfcguyus··on Show HN: S-1 Reader – IPO prospectuses that aren't eyesores
If im honest this is difficult to read as a financial analyst. The original document is easier to search and traverse. The idea you have to click through things makes it very difficult to look for anything.
sfcguyus··on Amazon is helping ICE track, detain and deport immigrants, report says
> I feel embarrassed articulating the above because it is so obvious

It really isn't obvious. What exactly is wrong with it, specifically?

sfcguyus··on Amazon is helping ICE track, detain and deport immigrants, report says
Doesn't the electric company help too? What about taxes, that also helps fund ICE. Amazon doesn't pay its taxes so I suppose it's against ICE in a way too..
sfcguyus··on The indefatigable efforts of J. M. Keynes
This is extremely debatable. One could argue the exact opposite. I wholeheartedly disagree completely. One could presume you attribute boom and bust to him but stability came after the arrival of his theories.

If you want a dive into what it looked like before look out for a book called Lombard Street.

Infact our problems with trade deficits and imbalances at the moment can be attributed to his defeat by Harry Dexter White in the implementation of Bretton Woods in negotiation (Bancor).

sfcguyus··on Amazon says wage hike ‘more than compensates’ for loss of bonuses
More accurate:

Basic wage: X

Bonus Wage: A

Market Appreciation: B

Total: X+A+B

Under the new system

Basic Wage: X+Y

Bonus Wage: 0

Total Wage: X+Y

X+Y > X+A

Sometimes, X+Y+Z > X+A depending on if you keep the RSU. But you can always also take Y (the increase) and invest it and it will always be higher.

sfcguyus··on A New Biography of Churchill
It's quite odd to pick this angle, Gandhi despite being on the fighting end of the Churchill had his own racial slurs against Africans.
sfcguyus··on Ask HN: Would Musk's SEC lawsuit still be valid if Tesla goes private?
No because Musk already said that there was no plan to do so, going private now would make it even worse.
sfcguyus··on Robinhood Making Millions Selling Out Their Millennial Customers to HFTs
1) You use a mobile phone with, 20ms? latency

2) The price displayed to you is 20ms late

3) You accept order at this price

4) The actual price might be less, so a firm can buy it and sell it slightly higher.

5) You get a fill at a better price than you thought.

- There is a premium to Robin Hood vs other apps because most users are on mobile, where latency is likely to be higher.

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