Give it up, you're going to fail. If you have to ask something like that you've already lost. It's obvious you're just in it for the cash.
You can get a loan and have someone do it for you which would just make you a VC or make it yourself. For the latter to work you need to be a geek with talent and tenacity. The sort of person who wouldn't need to ask that question for support.
In the end, less than %1 will make it and you will probably not fall into that 1%. If you really wanted to create something you would be coding, reading, and getting your hands dirty.