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Source: https://eclecticlight.co/2022/02/21/can-you-back-up-icloud-d...
One thing that Apple has made very easy for devs are In-App Payments. But I think you can argue if that is such a good thing for Apple's customers.
https://ec.europa.eu/info/strategy/priorities-2019-2024/euro...
But the crucial question is, can you use it after your account was automatically blocked? That's when I would acutally have an urgent need for it.
Getting a new eSIM is not terribly complicated. But you have to log in, click through some menues, wait for an SMS code and an email to arrive, wait a couple of minutes.
Personally, I would also prefer to have the SIM-tray as a backup and for travel. Most prepaid plans in Europe still don't support eSIMs.
Given these experiences I have a hard time seeing how AI could improve my setup. It would probably just make it more chaotic and even less predictable.
Loosing my Apple account would still be a terrible blow. So many more or less essential services are app only these days. Financial services increasingly rely on phone Apps for authentication. Even some government services require a phone with NFC to use your digital id online. Many daily conveniences like cabs, car and bike rentals and the like are not usable without apps.
I think it's time legislators thought about this problem more thoroughly. Just creating a new account is not an acceptable solution in my opinion.
From the consumers perspective though, at least where I live, direct debit is regarded as a secure and convenient method for recurring payments. A consumer can revoke a fraudulent payment within 8 weeks. It's as easy as clicking a button in your online banking. If the counterparty can not prove that it was explicitly authorized by the consumer to make SEPA Direct Debits, the payment can be revoked for up to 13 months.
I'm pretty sure though that most PayPal customers have no clue about this practice or just don't care.
There is an online portal where you can read more about it:
https://www.youtube.com/watch?v=46KdDH5tSic
When you change the screen on an iPhone without pairing it correctly, the new screen will have the same burn in patterns as the old one.