167 karma · joined February 21, 2025
This is a better version of the point I was trying to make, thanks. The framing / who is the audience makes the biggest difference. Had fun watching Digger.
[0]https://www.apocalypse-confidential.com/the-autonomous-chemi...
[0] https://books.worksinprogress.co/book/maintenance-of-everyth...
Number go up until we cannibalize the foundations.
You have to decide what "enough" is, and that's variable depending on your expected standard of living, etc. I am personally currently lucky enough to be in a good rental situation, which colors my view.
Having a landlord that will fix problems and eat incidental appliance/roof/major expenses is a form of insurance paid as rental.
Number cannot always go up. We are at the top of the carbon pulse. Financialization has taken us far from the material baseline of the rock we are flying through space on. Debt will only get us so far.
For this and many other reasons, why would you believe a house "as an investment" is a reasonable thing to keep hoping for, especially 30 years from now? If you have even a reasonably stable rental, it's less risk exposure if you can save some money that isn't tied up in a down payment.