120 karma · joined August 25, 2014
Really? Are people using their guitars as hammers? I think it's pretty damn hard to break a headstock off. Much more common damage to a guitar is denting the frets, distorting the neck or busting the tuning pegs. I'd put "breaking off the headstock" as the 99th percentile of common ways people materially damage their guitar.
I'm almost positive that litigation will never be fully automated. Some aspects of it already have (such as document review and discovery). But the majority of the work (negotiating with the other side, questioning witnesses, arguing pre-trial motions in court, researching legal questions, writing memos and briefs, advising clients on strategy) is far too reliant on humans to ever be replaced.
(I'm providing legal information, not legal advice; hire a lawyer and please don't rely on legal advice you get from comment sections; if you truly want to avoid lawyers and do it yourself, I would suggest reading E.A. Farnsworth's "Contracts")
In all honesty this has to be one of my favorite quotes from the article: "But there are good arguments to be made for embracing USB audio, Saunders said, and the companies that make USB controller chips are very excited about the idea." Wow, the people manufacturing this thing are excited about it? No way
If two such devices were identical in every way and started from the same conditions (i.e: the sands were placed in the devices the exact same way) then over a sufficient amount of time the sand mixture in the two devices would reach an identical equilibrium state of mixing. At least that's how two gases would act. No idea about sand.
Legal work involves a huge input of social capital and human-to-human communication: negotiating, interviewing, mediating disputes, arguing, schmoozing clients, networking with lawmakers, smoothing over conflicts with clients and other lawyers, etc... I don't see computers ever replacing this aspect of legal work, and no, AI is not the answer for the same reasons that AI is not a substitute for friends or significant others.
Clients with millions of dollars on the line will never want to place their fate in the hands of an algorithm. They want a reputable team that they can talk to and place their trust in. This is why large corporations continue to use expensive 'name brand' law firms even though much cheaper firms could do the same work. Same goes for criminal law: do you want to place your liberty (and life if you're an American citizen) in the hands of an algorithm? Anyone who has been confronted with the power of the criminal justice system will tell you that its scary. You need a human you can talk to, who can explain and reassure and humanize this otherwise cold and harsh system.
I'm not going to name names, but I've seen some start-ups who offer contract templates and claim that you'll save oodles of money on legal work by using their contracts. First of all, if you haven't studied contract law, how do you that what you're paying for is actually useful? Are you going to ask a lawyer to review it for you? Secondly, if there's ever a dispute over one of these contracts, you're going to have to hire a lawyer anyway. Finally, judges tend to frown on template contracts. A custom contract will always come across as stronger in the mind of a judge or arbitrator.
The law is not binary. It is murky and cloudy and flawed. There is rarely a 'right' answer to legal questions. Judges will frequently make seemingly arbitrary decisions. At this point in time there is simply far too much humanity integrated into law for computers to deal with.
However I do see lots of potential for technology to make legal work faster and more efficient. Programmers are light-years ahead in their work-flow and tools. Whereas programmers take pride in having the slickest workflow, lawyers tend to be allergic to software and hate having to learn new systems. They bang away at buggy old versions of Microsoft Word since they hate having to learn new versions. They use bizarre and inefficient methods to collaborate and share documents. In fact, an IDE for legal work that combined version control, word processing, time accounting for billable hours and access to research databases would be the killer app imo. Also, encrypted email and chat that is extremely user-friendly would be a big big hit among lawyers.
The extra noise and distractions in an open-plan force me to use more willpower to focus and end up depleting my mental energy. After complaining to my boss many times I eventually started wearing earmuffs and turned my workstation towards the corner so that I couldn't see people. Of course being the control-freak psychopath that he was he mocked me in front of everyone else for wearing earmuffs and when that didn't work he started calling me into his office every 5 minutes and would get angry at me if I didn't hear him calling. Wow what a shitty boss and so glad I got out of there.
1. Your argument is premised on the fact that since you personally have been offered a credit card, and you personally have almost no credit history, that therefore credit card companies don't make money from charging interest on late-payments. That's an absurd premise.
2. I believe, based only on my subjective observations, that you are the exception in your use of credit. Many people are irresponsible in how they use credit cards and end up paying exorbitant interest to credit card companies. Mostly lower-middle class individuals who are trying to live beyond their means. In Canada the average citizen carries ~20 000$ of personal debt (excluding mortgages) and the majority of that is credit card debt.
3. I think you're ignoring the "brand" value of having market saturation for your product. For example, Coke vs Pepsi. Yes they are not exactly the same product but they're very similar and there's no doubt that Coke has reaped a huge benefit from having dominant market share. When you go to a diner and order a burger, and they ask you what you want to drink, if you want a cola you say "I'll have a Coke please". Its understood by that request that you want a cola, and would likely be okay with either a Coke or a Pepsi, but regardless you said Coke, and there's the value of market saturation. So yes the credit card companies want to get as many customers as possible to use their product in an attempt to saturate the market.
4. Credit card companies also charge merchants for using credit cards so even if the customers paid all their bills on time the credit card companies would still be making money. I don't imagine they make the majority of their money from charging merchants but it is still revenue they want in their coffers.
5. Your final point borders on a conspiracy theory.
One thing I noticed in undergrad is that it was hard to tell if some people just couldn't "do math" or if they weren't trying hard enough. No one understands complex math concepts the first time they see them and I certainly had to grind really hard in some classes to learn the concepts. But maybe they would have to grind 100X harder than me to learn them? Who knows. I like to think anyone can learn math if they work hard enough but I'm optimistic.
I see what you're saying, but there's a strong argument to be made for finding the camera-disabling guest negligent. If I was advising a client I would never state things as matter-of-factly as you did, but maybe its okay in the court of HN.
Your second point is dead-on though. Only food obsessives would really notice or care that Mast Bros are frauds.
At the end of the day, most people aren't capable of tasting the difference anyways. It takes a while to develop the palate required to discern great from good. Most people eat their daily food quickly and don't really pay attention to the flavours of the ingredients. They just want something salty, sweet, crispy and fatty. That sounds condescending but its true and I don't think there's anything wrong with it. Lots of people let the radio or pitchfork tell them what music to listen to and don't care enough to expend the time refining their tastes. Their enjoyment of music is no less valid or real than anyone else's.
On the other hand if the homeowner or the insurer wished to SUE someone for disabling the security system and thereby facilitating the loss of property, that someone would most likely be fucked. Civil liability doesn't require the accused to be the sole cause of the damage; one can be a contributory cause and still get roasted for huge damages. IANAL and this comment is not legal advice